106 Viewpoint Cir, Pell City, AL 35128 Property Records

St. Clair County property record for 106 Viewpoint Cir, Pell City, AL 35128

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,840 sqft · built 1989
Lot Size	2.32 acres (101,196 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Jun 2018)
Tax Bill	$1,703 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-07-25-4-001-017.000`

Property Details

APN / Parcel Number

Primary APN	`28-07-25-4-001-017.000`
Alternative APNs	`00507006` `507006` `31155`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,840 sqft Living Area
1st Floor Area	2,840 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	EIFS / Synthetic Stucco
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	101,196 sqft (2.32 acres)
Boat Access	Boat Access
Boat House	546 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00507006
Street Address	106 VIEWPOINT CIR
City	PELL CITY
State	AL
Zip	35128-6730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 8 & 9 BLK B RIVIERE EST INC ALSO BEG SE COR LOT 7 NE 5 24.2' NE & SE 140' TO NE COR LOT 7 SWLY TO POB 25-17-3
Legal Range	03E
Legal Township	17S
Legal Section	25
Legal Subdivision	RIVIERE EST
Legal Block	B
Legal Lot Number	8-9,7
Jurisdiction	ST CLAIR AL
Township / Civil Division	PELL CITY
Census Block Group	2
Census Block	2010
Census Tract	40212

Owner

106 Viewpoint Cir is owned and occupied by two individuals who bought it in June 2018.

Source: St. Clair County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	106 VIEWPOINT CIR, PELL CITY, AL 35128-6730
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2020	Deed of Trust, Mortgage · Conventional with PMI COOSA VLY MTG
Jun 25, 2018	Warranty Deed, Transfer · Conventional Mortgage COOSA VALLEY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2018 · Amount on File
Deed Sale	Jun 25, 2018 · Amount on File
Deed Book / Page	2018 / 7201
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	106 VIEWPOINT CIR, PELL CITY, AL 35128-6730
Document Number	0000009525
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	106 VIEWPOINT CIR PELL CITY AL 351286730, PELL CITY, AL 35128-6730

Mortgage

Document Number	0000009525
Date	Mar 6, 2020
Instrument	9525

Lender

Name	COOSA VLY MTG
Type	Mortgage Company
Address	PELL CITY, AL 35128

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Jun 25, 2018
Property Address	106 VIEWPOINT CIR, PELL CITY, AL 35128-6730
Document Number	0000007201
Book / Page	DEED 2018 / 07201
Map Reference	MB 1962 PG 75
Instrument Date	Jun 22, 2018
Transaction Type	Transfer
Record Updated	Oct 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1090 KELLY CREEK WAY, 1090, MOODY, AL 35004-2142

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	106 VIEWPOINT CIR, PELL CITY, AL 35128-6730

Mortgage

Document Number	MTG201820024
Date	Jun 25, 2018
Instrument	MTG 2018/20024

Lender

Name	COOSA VALLEY MORTGAGE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 106 Viewpoint Cir was $1,703.

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Municipality	Pell City
Unified School District	Pell City City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,703.00	$41,540	$415,490
2023		$83,098 Land $33,000 Building $50,098	$415,490 Land $165,000 Building $250,490
2022	$1,544.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 106 Viewpoint Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 52 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	52 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Viewpoint Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PELL CITY serves 17,586 people · EPA ID AL0001204
Water Source	Purchased surface water from COOSA VALLEY WATER SUPPLY DISTRICT
Last State Inspection	Jun 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

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