110 Viewpoint Cir, Pell City, AL 35128 Property Records

St. Clair County property record for 110 Viewpoint Cir, Pell City, AL 35128

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,314 sqft · built 1978
Lot Size	0.84 acres (36,657 sqft)
Owner	Individual Name on File
Last Sale	$282,000 (Nov 2010)
Tax Bill	$1,418 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-07-25-4-001-018.001`

Property Details

APN / Parcel Number

Primary APN	`28-07-25-4-001-018.001`
Alternative APNs	`00515617` `515617` `31157`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,314 sqft Living Area
1st Floor Area	1,364 sqft
Upper Floors Area	950 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	36,657 sqft (0.84 acres)
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00515617
Street Address	110 VIEWPOINT CIR
City	PELL CITY
State	AL
Zip	35128-6730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK B RIVIERE EST 25-17-3
Legal Range	03E
Legal Township	17S
Legal Section	25
Legal Subdivision	RIVIERE EST
Legal Block	B
Legal Lot Number	5
Jurisdiction	ST CLAIR AL
Township / Civil Division	PELL CITY
Census Block Group	2
Census Block	2010
Census Tract	40212

Owner

110 Viewpoint Cir is owned and occupied by an individual who bought it in November 2010.

Source: St. Clair County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	110 VIEWPOINT CIR, PELL CITY, AL 35128-6730
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage METRO BANK
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 26, 2019	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2010 · Amount on File
Deed Sale	Nov 2, 2010 · Amount on File
Deed Book / Page	2010 / 9276
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	110 VIEWPOINT CIR, PELL CITY, AL 35128-6730
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012200
Date	Apr 18, 2018
Book Page	MTG 2018/12200

Lender

Name	METRO BANK
Type	Bank
Address	PELL CITY, AL 35125

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2033

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	110 VIEWPOINT CIR, PELL CITY, AL 35128-6730
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050910
Date	Sep 21, 2020
Book Page	MTG 2020/50910

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	347 Months
Due	Aug 1, 2049

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	110 VIEWPOINT CIR, PELL CITY, AL 35128-6730
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047483
Date	Jul 13, 2021
Book Page	MTG 2021/47483

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Jun 1, 2036

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	110 VIEWPOINT CIR, PELL CITY, AL 35128-6730
Document Number	0000015709
Instrument Date	Apr 26, 2019
Transaction Type	Mortgage
Record Updated	Jun 14, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 VIEWPOINT CIR PELL CITY AL 351286730, PELL CITY, AL 35128-6730

Mortgage

Document Number	0000015709
Date	May 9, 2019
Instrument	15709

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 8, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 110 Viewpoint Cir was $1,418 with a homeowner's exemption.

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Municipality	Pell City
Unified School District	Pell City City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,418.00	$35,780	$357,660
2023		$71,532 Land $30,000 Building $41,532	$357,660 Land $150,000 Building $207,660
2022	$1,262.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 110 Viewpoint Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 52 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	52 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 Viewpoint Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PELL CITY serves 17,586 people · EPA ID AL0001204
Water Source	Purchased surface water from COOSA VALLEY WATER SUPPLY DISTRICT
Last State Inspection	Jun 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

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