112 S Porter St, Elgin, IL 60120 Property Records

Kane County property record for 112 S Porter St, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,902 sqft · built 1890
Lot Size0.18 acres (7,841 sqft)
OwnerCompany Name on File
Tax Bill$4,946 (2025)
Flood ZoneZone X (minimal risk)
APN06-13-404-019

Property Details

APN / Parcel Number

Primary APN06-13-404-019

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,902 sqft Living Area
Gross Area2,952 sqft
Basement Area1,050 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Construction TypeFrame
Lot Area7,841 sqft (0.18 acres)

Location & Zoning

Street Address112 S PORTER ST
CityELGIN
StateIL
Zip60120-6611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVALENTINE CRUES SUB OF LOT 3 JAMES DAVIDSONS ADDN SOUTH 49.5 FT LOT 2
Legal SubdivisionJAMES DAVIDSONS ADDN
Legal Block2
Legal Lot Number3,2
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2000
Census Tract851301

Owner

112 S Porter St is owned by a company that acquired it in October 2003 and is owner-occupied.

Source: Kane County records, as of July 23, 2026

Owner of RecordCompany Name on File
Mailing Address112 S PORTER ST, ELGIN, IL 60120-6611
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 1, 2003
Transfer Doc0000198410
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 112 S Porter St was $4,946 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,946.00 Homeowner's exemption Senior Citizen's exemption$80,834 (+8.57%) Land $16,741 Building $64,093$242,599 (+8.57%) Land $50,243 Building $192,356
2024$74,454 Land $15,420 Building $59,034$223,451 Land $46,279 Building $177,173
2022$4,364.00 (+5.56%) Homeowner's exemption$61,333 (+6.96%) Land $12,703 Building $48,630$183,999 (+6.96%) Land $38,109 Building $145,890
2021$4,134.00 Homeowner's exemption$57,342 Land $11,876 Building $45,466$172,026 Land $35,628 Building $136,398

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 112 S Porter St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 S Porter St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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