Kane County property record for 107 S Porter St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,440 sqft · built 1920 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $228,000 (Oct 2021) |
| Tax Bill | $5,106 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-13-405-008 |
| Primary APN | 06-13-405-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,440 sqft Living Area |
| Gross Area | 2,160 sqft |
| Basement Area | 720 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Frame |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|
| Street Address | 107 S PORTER ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-6610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VALENTINE CRUES SUB LOT 3 JAMES DAVIDSONS ADDN WEST 1/2 LOT 6 |
| Legal Subdivision | VALENTINE CRUES SUB |
| Legal Block | 2 |
| Legal Lot Number | 3,6 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 851400 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 107 S PORTER ST, ELGIN, IL 60120-6610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 8, 2021 · Amount on Record |
| Deed Sale | Oct 8, 2021 · Amount on Record |
| Prior Sale | Oct 7, 2013 · Amount on Record |
| Deed Document Number | 202176498 |
| Prior Transfer Date | Apr 29, 2013 |
| Prior Transfer Doc | 0000042882 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 8, 2021 |
| Property Address | 107 S PORTER ST, ELGIN, IL 60120-6610 |
| Document Number | 0000076498 |
| Instrument Date | Sep 29, 2021 |
| Instrument | 2021K076498 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $228.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2844 N LONG AVE, CHICAGO, IL 60641-4918 |
| Document Number | 0000076499 |
|---|---|
| Date | Oct 8, 2021 |
| Instrument | 2021K076499 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,106.00 (+15.78%) Homeowner's exemption | $74,940 (+8.57%) Land $15,446 Building $59,494 | $224,910 (+8.57%) Land $46,357 Building $178,553 |
| 2024 | $69,025 (+21.39%) Land $14,227 Building $54,798 | $207,158 (+21.44%) Land $42,698 Building $164,460 | |
| 2022 | $4,410.00 (-7%) Homeowner's exemption | $56,861 (+6.96%) Land $11,720 Building $45,141 | $170,583 (+6.96%) Land $35,160 Building $135,423 |
| 2021 | $4,742.00 | $53,161 Land $10,957 Building $42,204 | $159,483 Land $32,871 Building $126,612 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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