Kane County property record for 108 S Porter St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,774 sqft · built 1900 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (Jul 2021) |
| Tax Bill | $5,865 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Mar 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-13-404-018 |
| Primary APN | 06-13-404-018 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,774 sqft Living Area |
| Gross Area | 2,755 sqft |
| Basement Area | 981 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Victorian |
| Construction Type | Frame |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Window A/C |
|---|---|
| Water Source | Commercial |
| Street Address | 108 S PORTER ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-6611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VALENTINE CRUES SUB - SOUTH 24.75 FT OF LOT 1 & NORTH 31.83 FT OF LOT 2 |
| Legal Subdivision | VALENTINE CRUES SUB |
| Legal Block | 2 |
| Legal Lot Number | 1,2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 851301 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 108 S PORTER ST, ELGIN, IL 60120-6611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Mar 3, 2021 | Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE |
| Jan 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LIBERTY BANK FOR SAVINGS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2021 · Amount on Record |
| Deed Sale | Jul 15, 2021 · Amount on Record |
| Prior Sale | Mar 3, 2021 · Amount on Record |
| Deed Document Number | 202154207 |
| Prior Transfer Date | Oct 28, 1997 |
| Prior Transfer Doc | 0000078348 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 15, 2021 |
| Property Address | 108 S PORTER ST, ELGIN, IL 60120-6611 |
| Document Number | 0000054207 |
| Instrument Date | Jul 13, 2021 |
| Instrument | 2021K054207 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 108 S PORTER ST, ELGIN, IL 60120-6611 |
| Document Number | 0000054208 |
|---|---|
| Date | Jul 15, 2021 |
| Instrument | 2021K054208 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 3, 2021 |
| Property Address | 108 S PORTER ST, ELGIN, IL 60120-6611 |
| Document Number | 0000016556 |
| Instrument Date | Feb 15, 2021 |
| Instrument | 2021K016556 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $150.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 260 LADY MARION DR, ELGIN, IL 60120-9548 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 108 S PORTER ST, ELGIN, IL 60120-6611 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000000828 |
|---|---|
| Date | Jan 7, 2020 |
| Instrument | 2020K000828 |
| Name | LIBERTY BANK FOR SAVINGS |
|---|---|
| Type | Bank |
| Address | NAPERVILLE, IL 60565 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2035 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,865.00 (+15.82%) Homeowner's exemption | $84,888 (+8.57%) Land $16,741 Building $68,147 | $254,766 (+8.57%) Land $50,243 Building $204,523 |
| 2024 | $78,188 (+21.39%) Land $15,420 Building $62,768 | $234,658 (+21.44%) Land $46,279 Building $188,379 | |
| 2022 | $5,064.00 (+4.69%) Homeowner's exemption | $64,409 (+6.96%) Land $12,703 Building $51,706 | $193,227 (+6.96%) Land $38,109 Building $155,118 |
| 2021 | $4,837.00 Homeowner's exemption | $60,217 Land $11,876 Building $48,341 | $180,651 Land $35,628 Building $145,023 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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