112 Ridge Rd, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 112 Ridge Rd, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,357 sqft · built 1952
Lot Size	2.35 acres (102,366 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,237,000 (Apr 2021)
Tax Bill	$34,185 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-00017-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`41-00017-0000-00008`
Alternative APNs	`410001700008` `020600`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,357 sqft Living Area
1st Floor Area	4,357 sqft
Basement Area	2,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	102,366 sqft
Terrain	High
Garage Type	Attached
Garage Area	1,000 sqft
Parking Spaces	4 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Patio Area	1,548 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	020600
Street Address	112 RIDGE RD
City	RUMSON
State	NJ
Zip	07760-1120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF80
Legal Subdivision	AULDWOOD
Legal Block	17
Legal Lot Number	8
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	1
Census Block	1010
Census Tract	803800

Owner

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	112 RIDGE RD, RUMSON, NJ 07760-1120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jun 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK
Dec 28, 2017	Grant Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2021 · Amount on Record
Deed Sale	Apr 27, 2021 · Amount on Record
Prior Sale	Dec 28, 2017 · Amount on Record
Deed Document Number	202168328
Deed Book / Page	9505 / 6118
Record Updated	Sep 20, 2026

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Apr 27, 2021
Property Address	112 RIDGE RD, RUMSON, NJ 07760-1120
Document Number	0095056113
Book / Page	9505 / 6113
Instrument Date	Apr 15, 2021
Instrument	2021068328
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	BROAD STREET TITLE AGENCY LLC, BROAD STREET TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46,912.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	490 NAVESINK RIVER RD, 490, RED BANK, NJ 07701-6349

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 RIDGE RD, RUMSON, NJ 07760-1120

Mortgage

Document Number	2021068329
Date	Apr 27, 2021
Instrument	2021068329

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	112 RIDGE RD, RUMSON, NJ 07760-1120
Document Number	0000062990
Instrument Date	Jun 4, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	112 RIDGE RD RUMSON NJ 077601120, RUMSON, NJ 07760-1120

Mortgage

Document Number	0000062990
Date	Jun 15, 2020
Book Page	009420/004449
Instrument	62990

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2050

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Dec 28, 2017
Property Address	112 RIDGE RD, RUMSON, NJ 07760-1120
Document Number	0000125160
Book / Page	009265 / 002433
Instrument Date	Dec 6, 2017
Instrument	125160
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	TRIDENT ABSTRACT TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,600.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	112 RIDGE RD RUMSON NJ 077601120, RUMSON, NJ 07760-1120

Mortgage

Document Number	125161
Date	Dec 28, 2017
Book Page	009265/002440
Instrument	125161

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2047

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,642,600 (+11.78%) Land $2,009,900 Building $1,632,700	$3,642,600 (+11.78%) Land $2,009,900 Building $1,632,700
2025	$34,185.00 (+2.07%)	$3,258,800 (+29.31%) Land $1,869,300 Building $1,389,500	$3,258,800 (+29.31%) Land $1,869,300 Building $1,389,500
2024	$33,491.00 (+16.36%)
2023		$2,520,100 Land $1,625,500 Building $894,600	$2,520,100 Land $1,625,500 Building $894,600
2022	$28,782.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1992–2013)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Sep 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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