Monmouth County and Rumson Borough property record for 94 Ridge Rd, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 4,590 sqft · built 2013 |
| Lot Size | 1.5 acres (65,427 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $4,401,000 (Jul 2026) |
| Tax Bill | $36,037 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Jul 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00018-0000-00051-01 |
| Primary APN | 41-00018-0000-00051-01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,590 sqft Living Area |
| 1st Floor Area | 2,892 sqft |
| Upper Floors Area | 2,044 sqft |
| Basement Area | 2,008 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 65,427 sqft |
| Terrain | High |
| Garage Type | Built-in |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Patio Area | 156 sqft |
| Shed | 1 Shed |
| Shed Area | 220 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 026100 |
|---|---|
| Street Address | 94 RIDGE RD |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Subdivision | MINOR SUB |
| Legal Block | 18 |
| Legal Lot Number | 51.1 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 803800 |
Source: Monmouth County and Rumson Borough records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 11 HARBOUR GREEN DR, KEY LARGO, FL 33037-5248 |
| Owner Type | Company |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 30, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jul 22, 2026 | Deed, Transfer · Conventional Mortgage CITIZENS BANK |
| Aug 20, 2021 | Intrafamily Transfer, Transfer FIRST AMERICAN TITLE |
| Aug 1, 2017 | Grant Deed, Transfer BANK OF AMERICA |
| Aug 1, 2017 | Quit Claim Deed, Transfer SYNERGY TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2026 · Amount on Record |
| Deed Sale | Jul 22, 2026 · Amount on Record |
| Prior Sale | Aug 1, 2017 · Amount on Record |
| Deed Document Number | 202660061 |
| Deed Book / Page | 9804 / 8 |
| Prior Transfer Date | Aug 16, 2021 |
| Prior Transfer Doc | 0095371291 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Sep 30, 2026 |
| Property Address | 94 RIDGE RD, RUMSON, NJ 07760-1129 |
| Document Number | 0000079694 |
| Book / Page | 9814 / 9119 |
| Instrument Date | Sep 16, 2026 |
| Instrument | 202679694 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant, 269 |
| Document Number | 0000079694, |
|---|---|
| Date | Sep 30, 2026 |
| Book Page | 9814/9119 |
| Instrument | 202679694 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 17, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jul 22, 2026 |
| Property Address | 94 RIDGE RD, RUMSON, NJ 07760-1129 |
| Document Number | 0000060061 |
| Book / Page | 9804 / 8 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 202660061 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2026 |
| Title Company | NORTH STAR TITLE AGENCY INC, NORTH STAR TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,555,753.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 11 HARBOUR GREEN DR, KEY LARGO, FL 33037-5248 |
| Document Number | 0000060062, |
|---|---|
| Date | Jul 22, 2026 |
| Instrument | 202660062 |
| Name | CITIZENS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Aug 20, 2021 |
| Property Address | 94 RIDGE RD, RUMSON, NJ 07760-1129 |
| Document Number | 0095371291 |
| Book / Page | 9537 / 1291 |
| Instrument Date | Aug 16, 2021 |
| Instrument | 2021126798 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 94 RIDGE RD, 94, RUMSON, NJ 07760-1129 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 94 RIDGE RD, RUMSON, NJ 07760-1129 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Aug 1, 2017 |
| Property Address | 94 RIDGE RD, RUMSON, NJ 07760-1129 |
| Document Number | 0000073494 |
| Book / Page | 009238 / 008680 |
| Instrument Date | Apr 11, 2017 |
| Instrument | 73494 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,300.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 94 RIDGE RD RUMSON NJ 077601129, RUMSON, NJ 07760-1129 |
| Document Number | 73495 |
|---|---|
| Date | Aug 1, 2017 |
| Book Page | 009238/008686 |
| Instrument | 73495 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 101 S TRYON ST, CHARLOTTE, NC 28280-0002 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 31, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Aug 1, 2017 |
| Property Address | 94 RIDGE RD, RUMSON, NJ 07760-1129 |
| Document Number | 0000073493 |
| Book / Page | 009238 / 008674 |
| Instrument Date | Apr 11, 2017 |
| Instrument | 73493 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2017 |
| Title Company | SYNERGY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 94 RIDGE RD RUMSON NJ 077601129, RUMSON, NJ 07760-1129 |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,847,800 (+12%) Land $1,799,800 Building $2,048,000 | $3,847,800 (+12%) Land $1,799,800 Building $2,048,000 | |
| 2025 | $36,037.00 (+1.93%) | $3,435,400 (+15.25%) Land $1,673,800 Building $1,761,600 | $3,435,400 (+15.25%) Land $1,673,800 Building $1,761,600 |
| 2024 | $35,355.00 (+2.07%) | ||
| 2023 | $2,980,700 Land $1,496,600 Building $1,484,100 | $2,980,700 Land $1,496,600 Building $1,484,100 | |
| 2022 | $34,638.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 6 (1992–2013) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Sep 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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