112 Mountain Ave, Summit, NJ 07901 Property Records

Union County and Summit City property record for 112 Mountain Ave, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	3,296 sqft · built 1918
Lot Size	0.237 acres (10,324 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,240,000 (Oct 2018)
Tax Bill	$22,435 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-04606-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`18-04606-0000-00006`
Alternative APNs	`1800092000000006` `180460600006`

Interior

Stories	2 Stories
Building Area	3,296 sqft Living Area

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,324 sqft (0.237 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1800092000000006
Street Address	112 MOUNTAIN AVE
City	SUMMIT
State	NJ
Zip	07901-3427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Block	4606
Legal Lot Number	6
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	2
Census Block	2002
Census Tract	37900

Owner

Source: Union County and Summit City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	112 MOUNTAIN AVE, SUMMIT, NJ 07901-3427
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Oct 16, 2018	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2018 · Amount on Record
Deed Sale	Oct 16, 2018 · Amount on Record
Prior Sale	May 17, 2005 · Amount on Record
Deed Document Number	2018305820
Deed Book / Page	6291 / 159
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	112 MOUNTAIN AVE, SUMMIT, NJ 07901-3427
Transaction Type	Mortgage
Record Updated	Feb 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0148693063
Date	Jan 27, 2021
Book Page	14869/3063
Instrument	2618

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Jun 1, 2030
Change Frequency	Annually
Min Rate At Change	2.12%
Max Rate At Change	7.37%
Index	1-Year LIBOR
Max Rate	7.37%

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Oct 16, 2018
Property Address	112 MOUNTAIN AVE, SUMMIT, NJ 07901-3427
Document Number	0062910159
Book / Page	006291 / 000159
Instrument Date	Oct 5, 2018
Instrument	305820
Transaction Type	Transfer
Record Updated	Nov 2, 2018
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	112 MOUNTAIN AVE SUMMIT NJ 079013427, SUMMIT, NJ 07901-3427

Mortgage

Document Number	144980582
Date	Oct 16, 2018
Book Page	14498/0582
Instrument	664046

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2048

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$501,800 (-) Land $176,300 Building $325,500	$501,800 (-) Land $176,300 Building $325,500
2025	$22,435.00 (+2.64%)	$501,800 (-) Land $176,300 Building $325,500	$501,800 (-) Land $176,300 Building $325,500
2024	$21,858.00 (+1.7%)
2023		$501,800 Land $176,300 Building $325,500	$501,800 Land $176,300 Building $325,500
2022	$21,492.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1999–2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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