Union County and Summit City property record for 109 Mountain Ave, Summit, NJ 07901 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Architecture Style | Cape Cod |
| Year Built | Built 1923 |
| Square Footage | 2,429 sqft Living Area |
| Lot Size | 11,238 sqft (0.258 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,825,000 (2025) |
| Tax Bill | $16,565.00 (2025) |
| Primary APN | 18-04607-0000-00004 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,429 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 11,238 sqft (0.258 acres) |
| Old Parcel Number | 1800091000000024 |
|---|---|
| Street Address | 109 MOUNTAIN AVE |
| City | SUMMIT |
| State | NJ |
| Zip | 07901-3421 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | SECURITY LAND CO MAP 2 |
| Legal Block | 4607 |
| Legal Lot Number | 4 |
| Jurisdiction | UNION NJ |
| Minor Civil Division | SUMMIT |
| Census Blockgroup | 5 |
| Census Block | 5016 |
| Census Tract | 38000 |
Source: Union County and Summit City records · APN 18-04607-0000-00004
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 MOUNTAIN AVE, SUMMIT, NJ 07901-3421 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Dec 19, 2025 | Deed, Transfer · Conventional Mortgage RAYMOND JAMES BANK NA |
| Oct 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Aug 18, 2020 | Grant Deed, Transfer OLD REPUBLIC TITLE |
| Jun 19, 2020 | Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 19, 2025 · Amount on Record |
| Deed Sale | Dec 19, 2025 · Amount on Record |
| Prior Sale | Aug 18, 2020 · Amount on Record |
| Deed Doc Number | 202551633 |
| Deed Book / Page | 6604 / 2969 |
| Prior Transfer Date | Jun 16, 2020 |
| Prior Transfer Doc | 0063710441 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Dec 19, 2025 |
| Property Address | 109 MOUNTAIN AVE, SUMMIT, NJ 07901-3421 |
| Document Number | 0066042969 |
| Book / Page | 6604 / 2969 |
| Instrument Date | Dec 10, 2025 |
| Instrument | 51633 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2026 |
| Title Company | ABSOLUTE SETTLEMENT COMPANY, A ABSOLUTE SETTLEMENT CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $37,807.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 27 LEES HILL ROAD, NEW VERNON, NJ 07976 |
| Name | Verified Name |
|---|---|
| Address | 109 MOUNTAIN AVE, SUMMIT, NJ 07901-3421 |
| Document Number | 0000088180 |
|---|---|
| Date | Dec 19, 2025 |
| Instrument | 88180 |
| Name | RAYMOND JAMES BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 362 Months |
| Due | Feb 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Feb 01, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 6.87% |
| Index | 52-Week T-Bill (1-Year) |
| Max Rate | 9.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 109 MOUNTAIN AVE, SUMMIT, NJ 07901-3421 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0147880327 |
|---|---|
| Date | Oct 13, 2020 |
| Book Page | 14788/327 |
| Instrument | 700893 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.6% |
| Type Change Date | Oct 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 7.6% |
| Index | 1-Year LIBOR |
| Max Rate | 7.6% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Aug 18, 2020 |
| Property Address | 109 MOUNTAIN AVE, SUMMIT, NJ 07901-3421 |
| Document Number | 0063780301 |
| Book / Page | 006378 / 000301 |
| Instrument Date | Jun 28, 2020 |
| Instrument | 327033 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,205.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 109 MOUNTAIN AVE SUMMIT NJ 079013421, SUMMIT, NJ 07901-3421 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jun 19, 2020 |
| Property Address | 109 MOUNTAIN AVE, SUMMIT, NJ 07901-3421 |
| Document Number | 0063710441 |
| Book / Page | 006371 / 000441 |
| Instrument Date | Jun 16, 2020 |
| Instrument | 325264 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 109 MOUNTAIN AVE SUMMIT NJ 079013421, SUMMIT, NJ 07901-3421 |
Source: Union County and Summit City records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Summit City |
| Unified School District | Summit City School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $370,500 (-) Land $179,900 Building $190,600 | $370,500 (-) Land $179,900 Building $190,600 | |
| 2025 | $16,565.00 (+2.64%) | $370,500 (-) Land $179,900 Building $190,600 | $370,500 (-) Land $179,900 Building $190,600 |
| 2024 | $16,139.00 (+1.71%) | ||
| 2023 | $370,500 Land $179,900 Building $190,600 | $370,500 Land $179,900 Building $190,600 | |
| 2022 | $15,868.00 |
109 Mountain Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Union County (34039C), updated September 24, 2020
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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