107 Mountain Ave, Summit, NJ 07901 Property Records

Union County and Summit City property record for 107 Mountain Ave, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	2,550 sqft · built 1923
Lot Size	0.258 acres (11,238 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,150,000 (Jul 2017)
Tax Bill	$18,590 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-04607-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`18-04607-0000-00003`
Alternative APNs	`1800091000000025` `180460700003`

Interior

Stories	2 Stories
Building Area	2,550 sqft Living Area

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Construction Type	Frame
Lot Area	11,238 sqft (0.258 acres)

Location & Zoning

Old Parcel Number	1800091000000025
Street Address	107 MOUNTAIN AVE
City	SUMMIT
State	NJ
Zip	07901-3421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Block	4607
Legal Lot Number	3
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	5
Census Block	5016
Census Tract	38000

Owner

Source: Union County and Summit City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	107 MOUNTAIN AVE, SUMMIT, NJ 07901-3421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jul 7, 2017	Grant Deed, Transfer WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2017 · Amount on Record
Deed Sale	Jul 7, 2017 · Amount on Record
Prior Sale	May 1, 2000 · Amount on Record
Deed Document Number	2017288410
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	107 MOUNTAIN AVE, SUMMIT, NJ 07901-3421
Transaction Type	Mortgage
Record Updated	Apr 7, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149182656
Date	Mar 24, 2021
Book Page	14918/2656
Instrument	7783

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Jul 7, 2017
Property Address	107 MOUNTAIN AVE, SUMMIT, NJ 07901-3421
Document Number	0361990337
Book / Page	036199 / 000337
Instrument Date	Jun 29, 2017
Instrument	288410
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	107 MOUNTAIN AVE SUMMIT NJ 079013421, SUMMIT, NJ 07901-3421

Mortgage

Document Number	42970484
Date	Jul 7, 2017
Book Page	004297/000484
Instrument	642824

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2047

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$415,800 (-) Land $179,900 Building $235,900	$415,800 (-) Land $179,900 Building $235,900
2025	$18,590.00 (+2.64%)	$415,800 (-) Land $179,900 Building $235,900	$415,800 (-) Land $179,900 Building $235,900
2024	$18,112.00 (+1.71%)
2023		$415,800 Land $179,900 Building $235,900	$415,800 Land $179,900 Building $235,900
2022	$17,808.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1978–2021)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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