112 Merlot Dr, Stephenson, VA 22656 Property Records

Frederick County property record for 112 Merlot Dr, Stephenson, VA 22656 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,182 sqft · built 2012
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$571,650 (Oct 2025)
Tax Bill	$2,837 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55L2-4-143`

Property Details

APN / Parcel Number

Primary APN	`55L2-4-143`
Alternative APN	`8048242`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	3,182 sqft Living Area
Gross Area	3,740 sqft
1st Floor Area	1,492 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2021
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Terrain	Rolling
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	74 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8048242
Street Address	112 MERLOT DR
City	STEPHENSON
State	VA
Zip	22656-2232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RED BUD RUN L143 S2 P4
Legal Subdivision	RED BUD
Legal Phase	4
Legal Lot Number	143
Jurisdiction	FREDERICK VA
Township / Civil Division	STONEWALL
Census Block Group	1
Census Block	1006
Census Tract	51104

Owner

Source: Frederick County records · APN 55L2-4-143

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	112 MERLOT DR, STEPHENSON, VA 22656-2232
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 16, 2025 · Amount on Record
Deed Sale	Oct 16, 2025 · Amount on Record
Prior Sale	May 28, 2013 · Amount on Record
Deed Document Number	202510424
Record Updated	Sep 20, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK VA
Recording Date	Oct 16, 2025
Property Address	112 MERLOT DR, STEPHENSON, VA 22656-2232
Document Number	0000010424
Instrument Date	Oct 13, 2025
Instrument	250010424
Transaction Type	Transfer
Record Updated	Apr 03, 2026
Title Company	REGIS TITLE LLC, RGS TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$572.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	112 MERLOT DR, STEPHENSON, VA 22656-2232

Mortgage

Document Number	0000010425
Date	Oct 16, 2025
Instrument	250010425

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,837.00 (+10.43%)	$535,200 (-) Land $108,000 Building $427,200	$535,200 (-) Land $108,000 Building $427,200
2025	$2,569.00 (+125.35%)	$535,200 Land $108,000 Building $427,200	$535,200 Land $108,000 Building $427,200
2024	$1,140.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (51069C), updated February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 7,692 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.