109 Merlot Dr, Stephenson, VA 22656 Property Records

Frederick County property record for 109 Merlot Dr, Stephenson, VA 22656 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,291 sqft · built 2013
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$352,000 (Dec 2013)
Tax Bill	$3,342 (2026)
Flood Zone	Zone X (minimal risk)
APN	`55L2-4-192`

Property Details

APN / Parcel Number

Primary APN	`55L2-4-192`
Alternative APN	`8048257`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	3,291 sqft Living Area
Gross Area	5,344 sqft
1st Floor Area	1,504 sqft
Basement Area	852 sqft
Finished Basement	852 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2022
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Terrain	Rolling
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	76 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8048257
Street Address	109 MERLOT DR
City	STEPHENSON
State	VA
Zip	22656-2231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RED BUD RUN L192 S2 P4
Legal Subdivision	RED BUD
Legal Phase	4
Legal Lot Number	192
Jurisdiction	FREDERICK VA
Township / Civil Division	STONEWALL
Census Block Group	1
Census Block	1005
Census Tract	51104

Owner

Source: Frederick County records · APN 55L2-4-192

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	109 MERLOT DR, STEPHENSON, VA 22656-2231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 05, 2013 · Amount on Record
Deed Sale	Dec 05, 2013 · Amount on Record
Deed Book / Page	1300 / 13749
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,342.00 (+10.44%)	$630,500 Land $108,000 Building $522,500	$630,500 Land $108,000 Building $522,500
2025	$3,026.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (51069C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510690511041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 5 individual NFIP policies nearby
Nearby Flood Policies	5 in force 5 of 5 on primary residences

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 7,692 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.