112 High St, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 112 High St, Andover, MA 01810

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,936 sqft · built 1949
Lot Size	0.408 acres (17,790 sqft)
Owner	2 Individual Names on File
Last Sale	$429,000 (Jun 2011)
Tax Bill	$9,816 (2025)
Deeds & Mortgages	Nov 2022 Refinance Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`ANDO M:00020 B:00026 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:00020 B:00026 L:00000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,936 sqft Living Area
Gross Area	4,259 sqft
Basement Area	875 sqft
Unfinished Basement	175 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,790 sqft (0.408 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	112 HIGH ST
City	ANDOVER
State	MA
Zip	01810-3103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRA
Legal Subdivision	ANDOVER
Legal Block	26
Jurisdiction	ANDOVER MA
Township / Civil Division	ANDOVER
Census Block Group	2
Census Block	2003
Census Tract	254100

Owner

112 High St is owned and occupied by two individuals who bought it in June 2011.

Source: Essex County and Andover Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	112 HIGH ST, ANDOVER, MA 01810-3103
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE CENTS SAVINGS BANK
Nov 20, 2018	Deed of Trust, Mortgage · Line of Credit SALEM FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2011 · Amount on File
Deed Sale	Jun 30, 2011 · Amount on File
Prior Sale	Jul 15, 2005 · Amount on File
Deed Book / Page	12533 / 190
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	112 HIGH ST, ANDOVER, MA 01810-3103
Transaction Type	Mortgage
Record Updated	Nov 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	017616-320
Date	Nov 4, 2022
Book Page	17616/320
Instrument	25988

Lender

Name	SALEM FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	112 HIGH ST, ANDOVER, MA 01810-3103
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15684-300
Date	Nov 20, 2018
Book Page	15684/300
Instrument	28217

Lender

Name	SALEM FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 112 High St was $9,816, up 3.9% from the year before.

Source: Essex County and Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Andover Town
Unified School District	Andover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,816.00 (+3.93%)	$785,900 (+7.17%) Land $358,300 Building $427,600	$829,825
2024	$9,445.00 (+3.33%)	$733,300 (+9.58%) Land $349,700 Building $383,600
2023	$9,141.00	$669,200 Land $323,900 Building $345,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 112 High St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 individual policies
Nearby Flood Policies	274 units insured incl. 244 condo units
Nearby Flood Claims	87 (1982–2023)
Claims Outside the SFHA	11 of 87
Most Recent Claim	Mar 2023 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Mar 2010 · 33 claims Severe Storms And Flooding, May 2006 · 39 claims Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 High St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on High St

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