107 High St, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 107 High St, Andover, MA 01810

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,264 sqft · built 1930
Lot Size	0.234 acres (10,206 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Dec 2015)
Tax Bill	$9,343 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ANDO M:00020 B:00036 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:00020 B:00036 L:00000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,264 sqft Living Area
Gross Area	3,637 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,206 sqft (0.234 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	107 HIGH ST
City	ANDOVER
State	MA
Zip	01810-3102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRA
Legal Subdivision	NORWOOD AVE
Legal Block	36
Jurisdiction	ANDOVER MA
Township / Civil Division	ANDOVER
Census Block Group	1
Census Block	1011
Census Tract	254100

Owner

107 High St is owned and occupied by an individual who bought it in December 2015.

Source: Essex County and Andover Town records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	107 HIGH ST, ANDOVER, MA 01810-3102
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAP
Feb 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2015 · Amount on File
Deed Sale	Dec 7, 2015 · Amount on File
Prior Sale	Mar 10, 2000 · Amount on File
Deed Document Number	201531714
Deed Book / Page	14468 / 114
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	107 HIGH ST, ANDOVER, MA 01810-3102
Document Number	16067-344
Instrument Date	Oct 26, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 HIGH ST ANDOVER MA 018103102, ANDOVER, MA 01810-3102

Mortgage

Document Number	16067-344
Date	Nov 5, 2019
Book Page	016067/000344
Instrument	27721

Lender

Name	RELIANCE FIRST CAP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	336 Months
Due	Nov 4, 2047

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	107 HIGH ST, ANDOVER, MA 01810-3102
Document Number	15756-303
Instrument Date	Feb 5, 2019
Transaction Type	Mortgage
Record Updated	Feb 26, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 HIGH ST ANDOVER MA 018103102, ANDOVER, MA 01810-3102

Mortgage

Document Number	15756-303
Date	Feb 12, 2019
Book Page	015756/000303
Instrument	3111

Lender

Name	RELIANCE FIRST CAP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Feb 11, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 107 High St was $9,343, up 1.2% from the year before.

Source: Essex County and Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Andover Town
Unified School District	Andover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,343.00 (+1.22%)	$748,000 (+4.38%) Land $335,500 Building $412,500	$711,550
2024	$9,230.00 (+3.49%)	$716,600 (+9.76%) Land $327,500 Building $389,100
2023	$8,919.00	$652,900 Land $303,300 Building $349,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 107 High St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 High St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on High St

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