99 High St, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 99 High St, Andover, MA 01810 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,069 sqft · built 1952
Lot Size	0.252 acres (10,977 sqft)
Owner	2 Individual Names on File
Last Sale	$903,000 (Jul 2021)
Tax Bill	$9,422 (2025)
Deeds & Mortgages	Nov 2017 Mortgage May 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`ANDO M:00020 B:00049 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:00020 B:00049 L:00000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,069 sqft Living Area
Gross Area	4,344 sqft
Basement Area	868 sqft
Unfinished Basement	434 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,977 sqft (0.252 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	99 HIGH ST
City	ANDOVER
State	MA
Zip	01810-3120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	49
Jurisdiction	ANDOVER MA
Township / Civil Division	ANDOVER
Census Block Group	1
Census Block	1012
Census Tract	254100

Owner

Source: Essex County and Andover Town records · APN ANDO M:00020 B:00049 L:00000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	99 HIGH ST, ANDOVER, MA 01810-3120
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2017	Deed of Trust, Mortgage HANSCOM FCU
May 06, 2020	Deed of Trust, Mortgage · ARM PEOPLES UNITED BANK
May 06, 2020	Deed of Trust, Mortgage · Balloon Mortgage PEOPLES UNITED BANK
Jul 14, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage TD BANK NA
May 15, 2018	Quit Claim Deed, Transfer Quitclaim
Apr 03, 2017	Quit Claim Deed, Transfer BELMONT SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 14, 2021 · Amount on Record
Deed Sale	Jul 14, 2021 · Amount on Record
Prior Sale	Apr 03, 2017 · Amount on Record
Deed Book / Page	17031 / 26
Transfer Doc	15479-233
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	99 HIGH ST, ANDOVER, MA 01810-3120
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	015308-133
Date	Nov 27, 2017
Book Page	15308/133
Instrument	30818

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2047

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	99 HIGH ST, ANDOVER, MA 01810-3120
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	016294-153
Date	May 06, 2020
Book Page	16294/153
Instrument	10609

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

Interest

Rate Type	Adjustable Rate
Type Change Date	Jun 01, 2030

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	99 HIGH ST, ANDOVER, MA 01810-3120
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	016294-174
Date	May 06, 2020
Book Page	16294/174
Instrument	10610

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Jul 14, 2021
Property Address	99 HIGH ST, ANDOVER, MA 01810-3120
Document Number	0017031-26
Book / Page	17031 / 26
Instrument Date	Jul 14, 2021
Instrument	23441
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	99 HIGH ST, ANDOVER, MA 01810-3120

Mortgage

Document Number	0000023442
Date	Jul 14, 2021
Instrument	23442

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	May 15, 2018
Property Address	99 HIGH ST, ANDOVER, MA 01810-3120
Document Number	15479-233
Book / Page	015479 / 000233
Instrument Date	May 15, 2018
Instrument	11017
Transaction Type	Transfer
Record Updated	Jan 12, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	99 HIGH ST ANDOVER MA 018103120, ANDOVER, MA 01810-3120

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Apr 03, 2017
Property Address	99 HIGH ST, ANDOVER, MA 01810-3120
Document Number	015037-109
Book / Page	15037 / 109
Instrument	8319
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$67.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0150370111
Date	Apr 03, 2017
Instrument	15037/0111

Lender

Name	BELMONT SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 03, 2047

Tax Assessment & Valuation

Source: Essex County and Andover Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Andover Town
Unified School District	Andover School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,422.00 (+1.54%)	$754,400 (+4.72%) Land $337,900 Building $416,500	$1,058,015
2024	$9,279.00 (+3.2%)	$720,400 (+9.45%) Land $329,700 Building $390,700
2023	$8,991.00	$658,200 Land $305,400 Building $352,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092541001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low above 3% of the US · above 6% of Massachusetts
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 231 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 2,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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