112 Galloway St, Cornelia, GA 30531 Property Records

Habersham County property record for 112 Galloway St, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 899 sqft · built 1932
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on Record
Last Sale	$192,000 (May 2026)
Tax Bill	$2,089 (2026)
Deeds & Mortgages	May 2026 Sale May 2026 Mortgage
Flood Zone	Zone A (high risk)
APN	`087C013`

Property Details

APN / Parcel Number

Primary APN	`087C013`
Alternative APNs	`670227` `396798`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	899 sqft Heated Area
Gross Area	1,075 sqft
1st Floor Area	899 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1932
Effective Year Built	Effective 2010
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	200 ft deep x 110 ft wide
Porch	Slab
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas

Location & Zoning

Account Number	396798
Street Address	112 GALLOWAY ST
City	CORNELIA
State	GA
Zip	30531-3512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	10-150 DB 1396-662
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	4
Census Block	4012
Census Tract	604

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	112 GALLOWAY ST, CORNELIA, GA 30531-3512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Limited Warranty Deed, Transfer
May 19, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2026 · Amount on Record
Deed Sale	May 18, 2026 · Amount on Record
Prior Sale	Apr 28, 2025 · Amount on Record
Deed Book / Page	1433 / 1062
Prior Transfer Date	Oct 4, 2024
Prior Transfer Doc	001379/244
Record Updated	Oct 29, 2026

May 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	May 18, 2026
Property Address	112 GALLOWAY ST, CORNELIA, GA 30531-3512
Document Number	01433/1062
Book / Page	1433 / 1062
Instrument Date	May 15, 2026
Transaction Type	Transfer
Record Updated	Jun 15, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 GALLOWAY ST, CORNELIA, GA 30531-3512

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Recording Date	May 19, 2026
Property Address	112 GALLOWAY ST, CORNELIA, GA 30531-3512
Document Number	1434000014
Book / Page	1434 / 14
Instrument Date	May 15, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 YONAH VIEW DR, BALDWIN, GA 30511-2071

Mortgage

Document Number	1434000014,
Date	May 19, 2026
Book Page	1434/14

Lender

Name	UNITED WHOLESALE LENDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Municipality	Cornelia City
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,089.00 (+41.15%)	$64,694 (+47.05%) Land $9,827 Building $54,867	$161,735 (+47.05%) Land $24,567 Building $137,168
2025	$1,480.00 (+120.24%)	$43,994 (+69.81%) Land $9,827 Building $34,167	$109,985 (+69.81%) Land $24,567 Building $85,418
2023	$672.00 (+13.71%)	$25,908 (+13.75%) Land $9,416 Building $16,492	$64,770 (+13.75%) Land $23,540 Building $41,230
2022	$591.00	$22,776 Land $8,476 Building $14,300	$56,940 Land $21,190 Building $35,750

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORNELIA serves 6,130 people · EPA ID GA1370003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable · DSL	1,000 / 25
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Point Broadband, TrailWave.

Cell Coverage

5G (outdoors only) and 4G LTE

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