189 Galloway St, Cornelia, GA 30531 Property Records

Habersham County property record for 189 Galloway St, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,166 sqft · built 1955
Lot Size	1.36 acres (59,242 sqft)
Owner	Individual Name on File
Tax Bill	$2,736 (2025)
Deeds & Mortgages	Dec 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`087D015`

Property Details

APN / Parcel Number

Primary APN	`087D015`
Alternative APNs	`670264` `684651` `396975`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,166 sqft Heated Area
Gross Area	1,812 sqft
1st Floor Area	1,166 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1995
Exterior Material	Aluminum Siding
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	59,242 sqft (1.36 acres)
Lot Dimensions	180 ft deep x 120 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	126 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	396975
Street Address	189 GALLOWAY ST
City	CORNELIA
State	GA
Zip	30531-3513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	10-149 B CROW LTS DB 1326-966
Legal Lot Number	DB
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	4
Census Block	4011
Census Tract	604

Owner

Source: Habersham County assessment roll, APN 087D015, as of September 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2755 DUNCAN BRIDGE RD, CORNELIA, GA 30531-5220
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Dec 15, 2022
Transfer Doc	001326/966
Record Updated	Sep 20, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Dec 15, 2022
Property Address	189 GALLOWAY ST, CORNELIA, GA 30531-3513
Document Number	001326/966
Book / Page	1326 / 966
Instrument Date	Dec 15, 2022
Instrument	2022-003147
Transaction Type	Transfer
Record Updated	Jan 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2755 DUNCAN BRIDGE RD, CORNELIA, GA 30531-5220

Tax Assessment & Valuation

Source: Habersham County assessment roll as of September 8, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Municipality	Cornelia City
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,736.00 (+122.62%)	$81,308 (+71.67%) Land $21,682 Building $59,626	$203,270 (+71.67%) Land $54,206 Building $149,064
2023	$1,229.00 (+13.27%)	$47,364 (+13.3%) Land $21,208 Building $26,156	$118,410 (+13.3%) Land $53,020 Building $65,390
2022	$1,085.00	$41,804 Land $19,088 Building $22,716	$104,510 Land $47,720 Building $56,790

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Habersham County (13137C), as of January 5, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131370006044, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 223 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Cable · DSL	1,000 / 25
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Habersham Electric Membership, Point Broadband Fiber Holding.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system GA1370003, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CORNELIA serves 6,130 people
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.