202 Galloway St, Cornelia, GA 30531 Property Records

Habersham County property record for 202 Galloway St, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,230 sqft · built 1961
Lot Size	0.66 acres (28,750 sqft)
Owner	Individual Name on Record
Last Sale	$62,000 (Sep 2016)
Tax Bill	$1,398 (2026)
Deeds & Mortgages	Sep 2016 Sale & Line of Credit
Flood Zone	Zone A (high risk)
APN	`087D021`

Property Details

APN / Parcel Number

Primary APN	`087D021`
Alternative APNs	`672286` `396987`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,230 sqft Heated Area
Gross Area	2,286 sqft
1st Floor Area	1,134 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1995
Exterior Material	Aluminum Siding
Foundation Type	Footing
Roof Type	Hip
Roof Material	Metal
Lot Area	28,750 sqft (0.66 acres)
Lot Dimensions	148 ft deep x 96 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	170 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	396987
Street Address	202 GALLOWAY ST
City	CORNELIA
State	GA
Zip	30531-3574
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	10-150 GALLOWAY DB 1121-646
Legal Subdivision	WM AYERS HOYT STREET SUB
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	4
Census Block	4012
Census Tract	604

Owner

Source: Habersham County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	202 GALLOWAY ST, CORNELIA, GA 30531-3574
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2016 · Amount on Record
Deed Sale	Sep 13, 2016 · Amount on Record
Deed Document Number	20161719
Deed Book / Page	1121 / 646
Record Updated	Oct 29, 2026

September 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Sep 13, 2016
Property Address	202 GALLOWAY ST, CORNELIA, GA 30531-3574
Document Number	001121/646
Book / Page	1121 / 646
Instrument Date	Sep 13, 2016
Instrument	2016-001719
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 GALLOWAY ST, CORNELIA, GA 30531-3574
Investor	Possibly a Property Investor

Mortgage

Document Number	001121/647
Date	Sep 13, 2016
Book Page	1121/647

Lender

Name	TENCH JIMMY ROY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Oct 1, 2023

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Municipality	Cornelia City
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,398.00 Homeowner's exemption	$73,566 (+88.61%) Land $8,785 Building $64,781	$183,915 (+88.61%) Land $21,963 Building $161,952
2023	Homeowner's exemption	$39,004 (+14.23%) Land $8,832 Building $30,172	$97,510 (+14.23%) Land $22,080 Building $75,430
2022	Homeowner's exemption	$34,144 Land $7,948 Building $26,196	$85,360 Land $19,870 Building $65,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORNELIA serves 6,130 people · EPA ID GA1370003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable · DSL	1,000 / 25
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Point Broadband, TrailWave.

Cell Coverage

5G (outdoors only) and 4G LTE

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