112 Frances Rd, Ashland, VA 23005 Property Records

Hanover County property record for 112 Frances Rd, Ashland, VA 23005

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,116 sqft · built 1960
Lot Size	1.75 acres (76,622 sqft)
Owner	Individual Name on File
Tax Bill	$3,332 (2026)
Deeds & Mortgages	Apr 2017 Loan Modification Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7880-43-8471`

Property Details

APN / Parcel Number

Primary APN	`7880-43-8471`
Alternative APN	`10164338`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,116 sqft Living Area
1st Floor Area	2,116 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	76,622 sqft (1.75 acres)
Garage Type	Mixed
Garage Area	528 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	254 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	10164338
Street Address	112 FRANCES RD
City	ASHLAND
State	VA
Zip	23005-7400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-1
Legal Description	J F LUCK SUBD LOT 14
Legal Subdivision	J F LUCK SUBD
Legal Lot Number	14
Jurisdiction	HANOVER VA
Township / Civil Division	ASHLAND
Census Block Group	3
Census Block	3024
Census Tract	320601

Owner

112 Frances Rd is owned and occupied by an individual.

Source: Hanover County records, as of June 4, 2026

Owner of Record	Individual Name on File
Mailing Address	112 FRANCES RD, ASHLAND, VA 23005-7400
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2017	Loan Modification, Mortgage · FHA Mortgage BANK OF AMERICA
Mar 9, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HANOVER VA
Property Address	112 FRANCES RD, ASHLAND, VA 23005-7400
Document Number	31712462
Instrument Date	Apr 19, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 FRANCES RD ASHLAND VA 230057400, ASHLAND, VA 23005-7400

Mortgage

Document Number	31712462
Date	Apr 28, 2017
Book Page	003171/002462
Instrument	54040

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 27, 2047

Interest

Rate	3.87%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	112 FRANCES RD, ASHLAND, VA 23005-7400
Document Number	31712452
Instrument Date	Mar 9, 2017
Transaction Type	Mortgage
Record Updated	May 5, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 FRANCES RD ASHLAND VA 230057400, ASHLAND, VA 23005-7400

Mortgage

Document Number	31712452
Date	Apr 28, 2017
Book Page	003171/002452
Instrument	54030

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 27, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 112 Frances Rd was $3,332.

Source: Hanover County assessment roll, as of June 4, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Ashland Town
County	Hanover County
Unified School District	Hanover County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,332.00	$411,400 Land $97,600 Building $313,800	$411,400 Land $97,600 Building $313,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 112 Frances Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 Frances Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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