107 Frances Rd, Ashland, VA 23005 Property Records

Hanover County property record for 107 Frances Rd, Ashland, VA 23005

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,575 sqft · built 1950
Lot Size	1.76 acres (76,666 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Aug 2019)
Tax Bill	$3,218 (2026)
Deeds & Mortgages	Nov 2020 Refinance Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7880-52-3824`

Property Details

APN / Parcel Number

Primary APN	`7880-52-3824`
Alternative APN	`10163636`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,575 sqft Living Area
Gross Area	2,725 sqft
1st Floor Area	300 sqft
Basement Area	1,150 sqft
Unfinished Basement	1,150 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	76,666 sqft (1.76 acres)
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	684 sqft
Porch	Slab
Porch Area	100 sqft
Patio Area	200 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10163636
Street Address	107 FRANCES RD
City	ASHLAND
State	VA
Zip	23005-7400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-1
Legal Description	100 BLK FRANCES ROAD
Jurisdiction	HANOVER VA
Township / Civil Division	ASHLAND
Census Block Group	3
Census Block	3024
Census Tract	320601

Owner

107 Frances Rd is owned and occupied by an individual who bought it in August 2019.

Source: Hanover County records, as of June 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	107 FRANCES RD, ASHLAND, VA 23005-7400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MR COOPER
Aug 28, 2019	Warranty Deed, Transfer · VA Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2019 · Amount on File
Deed Sale	Aug 28, 2019 · Amount on File
Deed Document Number	2019105940
Deed Book / Page	3232 / 1507
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	107 FRANCES RD, ASHLAND, VA 23005-7400
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	32832420
Date	Nov 12, 2020
Book Page	3283/2420
Instrument	20201112000207860

Lender

Name	MR COOPER

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANOVER VA
Recording Date	Aug 28, 2019
Property Address	107 FRANCES RD, ASHLAND, VA 23005-7400
Document Number	32321507
Book / Page	3232 / 1507
Instrument Date	Aug 16, 2019
Instrument	20190828000105940
Transaction Type	Transfer
Record Updated	Jun 11, 2021
Title Company	HOMELAND TITLE STLMNT AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 FRANCES RD, ASHLAND, VA 23005-7400

Mortgage

Document Number	20190828000105950
Date	Aug 28, 2019
Instrument	20190828000105950

Lender

Name	NATIONSTAR MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 107 Frances Rd was $3,218.

Source: Hanover County assessment roll, as of June 4, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Ashland Town
County	Hanover County
Unified School District	Hanover County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,218.00	$397,300 Land $97,600 Building $299,700	$397,300 Land $97,600 Building $299,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 107 Frances Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 Frances Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HANOVER SUBURBAN WATER SYSTEM serves 57,931 people · EPA ID VA4085398
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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