115 Frances Rd, Ashland, VA 23005 Property Records

Hanover County property record for 115 Frances Rd, Ashland, VA 23005

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft · built 2015
Lot Size	1.6 acres (69,696 sqft)
Owner	Individual Name on Record
Last Sale	$211,000 (Dec 2015)
Tax Bill	$2,821 (2026)
Deeds & Mortgages	Feb 2021 Refinance Nov 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7880-53-2693`

Property Details

APN / Parcel Number

Primary APN	`7880-53-2693`
Alternative APN	`10163909`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	69,696 sqft (1.6 acres)

Exterior Amenities

Porch	Slab
Porch Area	132 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	10163909
Street Address	115 FRANCES RD
City	ASHLAND
State	VA
Zip	23005-7400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-1
Legal Description	J F LUCK SUBD LOT 12
Legal Subdivision	J F LUCK SUBD
Legal Lot Number	12
Jurisdiction	HANOVER VA
Township / Civil Division	ASHLAND
Census Block Group	3
Census Block	3024
Census Tract	320601

Owner

Source: Hanover County records, as of June 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	115 FRANCES RD, ASHLAND, VA 23005-7400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
Nov 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
Feb 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2015 · Amount on Record
Deed Sale	Dec 17, 2015 · Amount on Record
Prior Sale	Jan 20, 2015 · Amount on Record
Deed Document Number	2015165860
Deed Book / Page	3131 / 3158
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	115 FRANCES RD, ASHLAND, VA 23005-7400
Transaction Type	Mortgage
Record Updated	May 7, 2026
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003298419
Date	Feb 19, 2021
Book Page	3298/419
Instrument	20210219000037550

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	300 Months
Due	Feb 1, 2046

Interest

Rate Type	Fixed Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	115 FRANCES RD, ASHLAND, VA 23005-7400
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033371465
Date	Nov 30, 2021
Book Page	3337/1465
Instrument	20211130000248860

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	115 FRANCES RD, ASHLAND, VA 23005-7400
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003298419
Date	Feb 19, 2021
Book Page	3298/419
Instrument	20210219000037550

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	300 Months
Due	Feb 1, 2046

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Hanover County assessment roll, as of June 4, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Ashland Town
County	Hanover County
Unified School District	Hanover County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,821.00	$348,300 Land $87,000 Building $261,300	$348,300 Land $87,000 Building $261,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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