112 Edward St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 112 Edward St, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,612 sqft · built 1925
Lot Size0.128 acres (5,600 sqft)
OwnerIndividual Name on File
Last Sale$20,000 (Mar 2017)
Tax Bill$5,034 (2026)
Deeds & MortgagesOct 2021 Mortgage
Sep 2023 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN421500 49.76-2-31

Property Details

APN / Parcel Number

Primary APN421500 49.76-2-31
Alternative APN
  • 150004907600020310000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,612 sqft Living Area
1st Floor Area1,152 sqft
Upper Floors Area460 sqft
AtticAttic
Attic Area460 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleBungalow
Exterior MaterialWood
Lot Area5,600 sqft (0.128 acres)
Lot Dimensions175 ft deep x 32 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area252 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address112 EDWARD ST
CitySCHENECTADY
StateNY
Zip12304-2902
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal Description1X WOOD & GAR
Legal SubdivisionESTATE OF NICHOLAS MYERS
Legal Block2
Legal Lot Number31.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2000
Census Tract21700

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address2283 PINEHAVEN DR, SCHENECTADY, NY 12309-2600
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
CAPITAL COMMUNICATIONS FCU
Sep 18, 2023Warranty Deed, Transfer
Jan 10, 2019Warranty Deed, Transfer · Conventional Mortgage
CAPITAL COMMUNICATIONS FCU
Mar 1, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 1, 2017 · Amount on File
Deed SaleMar 1, 2017 · Amount on File
Prior SaleJan 16, 2003 · Amount on File
Deed Document Number20179224
Deed Book / Page1957 / 721
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address112 EDWARD ST, SCHENECTADY, NY 12304-2902
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 ANCHOR DR, WATERFORD, NY 12188-1150

Mortgage

Document Number0000053277
DateOct 25, 2021
Book Page5161/357
Instrument202153277
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateSep 18, 2023
Property Address112 EDWARD ST, SCHENECTADY, NY 12304-2902
Document Number0000052795
Book / Page2116 / 89
Instrument DateAug 24, 2023
Instrument202352795
Transaction TypeTransfer
Record UpdatedApr 14, 2026

Transaction

AmountAmount on Record
Tax$480.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10 ANCHOR DR, WATERFORD, NY 12188-1150

Transferred To (Grantee/Buyer)

NameVerified Name
Address2283 PINEHAVEN DR, NISKAYUNA, NY 12309-2600

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJan 10, 2019
Property Address112 EDWARD ST, SCHENECTADY, NY 12304-2902
Document Number0000001280
Book / Page2003 / 490
Instrument DateDec 26, 2018
Instrument201901280
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10 ANCHOR DR, 10, WATERFORD, NY 12188-1150

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 ANCHOR DR, WATERFORD, NY 12188-1150

Mortgage

Document Number0000001281
DateJan 10, 2019
Book Page4888/953
Instrument201901281
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2049

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateMar 1, 2017
Property Address112 EDWARD ST, SCHENECTADY, NY 12304-2902
Document Number0000009224
Book / Page001957 / 000721
Instrument DateDec 23, 2016
Instrument9224
Transaction TypeTransfer
Record UpdatedMar 7, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$80.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10 ANCHOR DR WATERFORD NY 121881150, WATERFORD, NY 12188-1150

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,034.00 (+2.21%)
2025$4,925.00 (+6.58%)$85,500 (-) Land $12,800 Building $72,700$141,580 (+30.82%) Land $21,196 Building $120,384
2023$85,500 (-) Land $12,800 Building $72,700$108,228 (+3.8%) Land $16,203 Building $92,025
2022$85,500 Land $12,800 Building $72,700$104,268 Land $15,610 Building $88,658
2021$4,621.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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