Schenectady County and Schenectady City property record for 109 Edward St, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,224 sqft · built 1930 |
| Lot Size | 0.235 acres (10,240 sqft) |
| Owner | Individual Name on File |
| Last Sale | $60,000 (Sep 2019) |
| Tax Bill | $4,841 (2026) |
| Deeds & Mortgages | Sep 2019 Sale Jan 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.76-3-9 |
| Primary APN | 421500 49.76-3-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,224 sqft Living Area |
| 1st Floor Area | 720 sqft |
| 2nd Floor Area | 504 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,240 sqft (0.235 acres) |
| Lot Dimensions | 160 ft deep x 64 ft wide |
| Garage Type | Detached |
| Garage Area | 2,396 sqft |
| Parking Spaces | 8 Parking Spaces |
| Porch | Slab |
| Porch Area | 187 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 109 EDWARD ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-2901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 46 2 WD 1 CONC AND GAR |
| Legal Block | 3 |
| Legal Lot Number | 9.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 21700 |
109 Edward St is owned by an individual who bought it in September 2019.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2162 FAIRVIEW AVE, SCHENECTADY, NY 12306-4148 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Jan 7, 2019 | Grant Deed, Transfer NATIONAL TITLE AND ABSTRACT COMPANY, NATIONAL TITLE & ABS CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 24, 2019 · Amount on File |
| Deed Sale | Sep 24, 2019 · Amount on File |
| Prior Sale | Jan 7, 2019 · Amount on File |
| Deed Document Number | 201942767 |
| Deed Book / Page | 2020 / 722 |
| Prior Transfer Date | Mar 28, 2013 |
| Prior Transfer Doc | 0000015432 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 24, 2019 |
| Property Address | 109 EDWARD ST, SCHENECTADY, NY 12304-2901 |
| Document Number | 0000042767 |
| Book / Page | 002020 / 000722 |
| Instrument Date | Sep 19, 2019 |
| Instrument | 42767 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $240.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2162 FAIRVIEW AVE SCHENECTADY NY 123064148, SCHENECTADY, NY 12306-4148 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 7, 2019 |
| Property Address | 109 EDWARD ST, SCHENECTADY, NY 12304-2901 |
| Document Number | 0000000613 |
| Book / Page | 002003 / 000208 |
| Instrument Date | Dec 26, 2018 |
| Instrument | 613 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2019 |
| Title Company | NATIONAL TITLE AND ABSTRACT COMPANY, NATIONAL TITLE & ABS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $234.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 11 HARRIS AVE COHOES NY 120475037, COHOES, NY 12047-5037 |
The 2026 property tax bill for 109 Edward St was $4,841, up 2.3% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,841.00 (+2.3%) | ||
| 2025 | $4,732.00 | $85,400 Land $12,800 Building $72,600 | $141,414 Land $21,196 Building $120,218 |
| 2023 | $85,400 (-) Land $12,800 Building $72,600 | $108,101 (+3.8%) Land $16,202 Building $91,899 | |
| 2022 | $85,400 Land $12,800 Building $72,600 | $104,146 Land $15,610 Building $88,536 | |
| 2021 | $4,969.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Edward St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 109 Edward St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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