112 E North St, Cortez, CO 81321 Property Records

Montezuma County property record for 112 E North St, Cortez, CO 81321

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,498 sqft · built 1937
Lot Size	0.109 acres (4,748 sqft)
Owner	Individual Name on File
Last Sale	$40,000 (Aug 2004)
Tax Bill	$1,027 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R009503`

Property Details

APN / Parcel Number

Primary APN	`R009503`
Alternative APN	`561126242009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,498 sqft Total Area
Basement Area	364 sqft
Unfinished Basement	364 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1940
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,748 sqft (0.109 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal

Location & Zoning

Account Number	R009503
Street Address	112 E NORTH ST
City	CORTEZ
State	CO
Zip	81321-3227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NB
Legal Description	SUBDIVISION: TOWN OF CORTEZ LOT: 15-18 BLOCK: 18 CENTER 47.3FT LOTS 15-18 B488 P972 B503 P645
Legal Subdivision	TOWN OF CORTEZ
Legal Block	18
Legal Lot Number	15-18
Jurisdiction	MONTEZUMA CO
Township / Civil Division	CORTEZ
Census Block Group	2
Census Block	2050
Census Tract	969301

Owner

112 E North St is owned and occupied by an individual who acquired it in April 2013.

Source: Montezuma County records, as of March 24, 2026

Owner of Record	Individual Name on File
Mailing Address	112 E NORTH ST, CORTEZ, CO 81321-3227
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2004 · Amount on File
Deed Sale	Aug 12, 2004 · Amount on File
Deed Document Number	2004525229
Last Transfer Date	Apr 11, 2013
Transfer Doc	0000588398
Record Updated	Jun 8, 2026

October 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Oct 20, 2021
Property Address	112 E NORTH ST, CORTEZ, CO 81321-3227
Document Number	0000640792
Instrument Date	Oct 19, 2021
Instrument	640792
Transaction Type	Transfer
Record Updated	Apr 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	112 E NORTH ST, CORTEZ, CO 81321-3227

Mortgage

Document Number	0000640793
Date	Oct 20, 2021
Instrument	640793

Lender

Name	CREDIT UNION OF COLORADO
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 112 E North St was $1,027, up 68.4% from the year before.

Source: Montezuma County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montezuma County
Municipality	Cortez City
Unified School District	Montezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,027.00 (+68.36%)	$20,369 (+71.47%) Land $2,229 Building $18,140	$255,889 (+71.48%) Land $28,000 Building $227,889
2024	$610.00 (+9.91%)	$11,879 (-26.93%) Land $1,088 Building $10,791	$149,227 (-26.93%) Land $13,664 Building $135,563
2023	$555.00 (+0.18%)	$16,257 (+41.81%) Land $1,489 Building $14,768	$204,227 (+41.81%) Land $18,700 Building $185,527
2022	$554.00	$11,464 Land $1,489 Building $9,975	$144,017 Land $18,700 Building $125,317

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 112 E North St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 E North St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
TDS Telecom Cable	1,000 / 20
Choice Broadband Fixed Wireless	400 / 80
Nimbus Solutions Fixed Wireless	100 / 100
Visionary Broadband Fixed Wireless	100 / 20

May also be available: Farmers Telecommunications, FastTrack Communications, T-Mobile.