Montgomery County property record for 112 E Main St, Mount Sterling, KY 40353
| Property Type | Commercial |
|---|---|
| Lot Size | 0.839 acres (36,590 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,729 (2025) |
| Deeds & Mortgages | Mar 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 23M-60-20-002.00 |
| Primary APN | 23M-60-20-002.00 |
|---|---|
| Alternative APNs |
|
| Lot Area | 36,590 sqft (0.839 acres) |
|---|
| Account Number | 655387 |
|---|---|
| Street Address | 112 E MAIN ST |
| City | MOUNT STERLING |
| State | KY |
| Zip | 40353-1416 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | 112 E MAIN ST 0.84 AC |
| Jurisdiction | MONTGOMERY KY |
| Township / Civil Division | MOUNT STERLING |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 920202 |
Source: Montgomery County records, as of January 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4114 ANGLERS WAY, ROYSE CITY, TX 75189-0470 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000279297 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY KY |
| Recording Date | Mar 11, 2026 |
| Property Address | 112 E MAIN ST, MOUNT STERLING, KY 40353 |
| Document Number | 00D357/515 |
| Book / Page | D357 / 515 |
| Instrument Date | Feb 25, 2026 |
| Instrument | 1973301 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4114 ANGLERS WAY, ROYSE CITY, TX 75189-0470 |
| Name | Verified Name |
|---|---|
| Address | 8866 STATE HIGHWAY 34 S, QUINLAN, TX 75474-9421 |
| Investor | Possibly a Property Investor |
Source: Montgomery County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Montgomery County |
| Municipality | Mount Sterling City |
| Unified School District | Montgomery County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,729.00 (+0.82%) | $175,000 (-) | $175,000 (-) |
| 2023 | $1,715.00 | $175,000 | $175,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Sep 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT STERLING WATER WORKS serves 16,391 people · EPA ID KY0870298 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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