Montgomery County property record for 109 E Main St, Mount Sterling, KY 40353
| Property Type | Commercial |
|---|---|
| Lot Size | 1.62 acres (70,567 sqft) |
| Owner | Company Name on File |
| Tax Bill | $7,410 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 23M-60-19-010.00 |
| Primary APN | 23M-60-19-010.00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|
| Exterior Material | Glass |
|---|---|
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 70,567 sqft (1.62 acres) |
| Terrain | Rolling |
| Account Number | 4154 |
|---|---|
| Street Address | 109 E MAIN ST |
| City | MOUNT STERLING |
| State | KY |
| Zip | 40353-1415 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | E MAIN ST FUNERAL HOME/GARAGE/1.62 ACS |
| Jurisdiction | MONTGOMERY KY |
| Township / Civil Division | MOUNT STERLING |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 920202 |
Source: Montgomery County records · APN 23M-60-19-010.00
Assessment roll updated April 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 109 E MAIN ST, MOUNT STERLING, KY 40353-1415 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 06, 2014 |
| Deed Sale | Jun 06, 2014 |
| Deed Document Number | 0000307688 |
| Record Updated | Jun 08, 2026 |
Source: Montgomery County records · Assessment roll updated April 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Montgomery County |
| Municipality | Mount Sterling City |
| Unified School District | Montgomery County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,410.00 (+0.82%) | $750,000 (-) | $750,000 (-) |
| 2023 | $7,350.00 | $750,000 | $750,000 |
Source: FEMA National Flood Hazard Layer as of February 27, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 473 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MT STERLING WATER WORKS serves 16,391 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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