108 E Main St, Mount Sterling, KY 40353 Property Records

Montgomery County property record for 108 E Main St, Mount Sterling, KY 40353

Property Summary

Property Type	Commercial
Details	17,268 sqft
Lot Size	0.65 acres (28,314 sqft)
Owner	Company Name on File
Last Sale	$185,000 (Oct 1999)
Tax Bill	$2,964 (2025)
Flood Zone	Zone X (minimal risk)
APN	`23M-60-20-001.00`

Property Details

APN / Parcel Number

Primary APN	`23M-60-20-001.00`
Alternative APN	`4095`

Interior

Stories	1 Story
Building Area	17,268 sqft Total Area

Exterior

Exterior Material	Glass
Construction Type	Masonry / Concrete Block
Foundation Type	Block
Roof Material	Tar & Gravel
Lot Area	28,314 sqft (0.65 acres)
Lot Dimensions	198 ft deep x 143 ft wide

Location & Zoning

Account Number	4095
Street Address	108 E MAIN ST
City	MOUNT STERLING
State	KY
Zip	40353-1416
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	E MAIN ST DYNABODY FITNESS BLDG & LOT
Jurisdiction	MONTGOMERY KY
Township / Civil Division	MOUNT STERLING
Census Block Group	4
Census Block	4020
Census Tract	920202

Owner

Source: Montgomery County records · APN 23M-60-20-001.00

Assessment roll updated April 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	9840 BANKSIDE DR, ROSWELL, GA 30076-3767
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 01, 1999 · Amount on Record
Deed Sale	Oct 01, 1999 · Amount on Record
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated April 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Montgomery County
Municipality	Mount Sterling City
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,964.00 (+0.82%)	$300,000 (-)	$300,000 (-)
2023	$2,940.00	$300,000	$300,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 27, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 473 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MT STERLING WATER WORKS serves 16,391 people
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.