Larimer County property record for 112 E Harvard St, Fort Collins, CO 80525
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,372 sqft · built 1956 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,000 (Jun 2015) |
| Tax Bill | $4,197 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Nov 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 97243-09-028 |
| Primary APN | 97243-09-028 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,372 sqft Living Area |
| Basement Area | 720 sqft |
| Finished Basement | 720 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 1956 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 714 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | R0113573 |
|---|---|
| Old Parcel Number | 9724309028 |
| Street Address | 112 E HARVARD ST |
| City | FORT COLLINS |
| State | CO |
| Zip | 80525-1736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 28, SOUTH COLLEGE HTS 1ST, FTC |
| Legal Range | 69 |
| Legal Township | 07 |
| Legal Section | 24 |
| Legal Quarter | SW |
| Legal Subdivision | SOUTH COLLEGE HEIGHTS |
| Legal Block | 9 |
| Legal Lot Number | 28 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | FORT COLLINS |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 901 |
112 E Harvard St is owned and occupied by an individual who bought it in June 2015.
Source: Larimer County records, as of February 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 112 E HARVARD ST, FORT COLLINS, CO 80525-1736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| Nov 8, 2018 | Deed of Trust, Mortgage · Line of Credit ADAMS BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 2015 · Amount on File |
| Deed Sale | Jun 24, 2015 · Amount on File |
| Prior Sale | Jun 10, 2013 |
| Deed Document Number | 20150039738 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 112 E HARVARD ST, FORT COLLINS, CO 80525-1736 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000109984 |
|---|---|
| Date | Dec 28, 2020 |
| Instrument | 20200109984 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 112 E HARVARD ST, FORT COLLINS, CO 80525-1736 |
| Document Number | 0000069217 |
| Instrument Date | Nov 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Name | Verified Name |
|---|---|
| Address | 112 E HARVARD ST FORT COLLINS CO 805251736, FORT COLLINS, CO 80525-1736 |
| Document Number | 0000069217 |
|---|---|
| Date | Nov 14, 2018 |
| Instrument | 69217 |
| Name | ADAMS BK&TR |
|---|---|
| Type | Bank |
| Address | FT COLLINS, CO 80525 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 112 E Harvard St was $4,197.
Source: Larimer County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Larimer County |
| Municipality | Fort Collins City |
| Unified School District | Poudre School District R-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,197.00 | $42,125 Land $2,500 Building $39,625 | $674,000 Land $40,000 Building $634,000 |
| 2023 | $3,627.00 (+18.18%) | $43,416 (+33.54%) Land $2,680 Building $40,736 | $648,000 (+38.52%) Land $40,000 Building $608,000 |
| 2022 | $3,069.00 | $32,512 Land $2,780 Building $29,732 | $467,800 Land $40,000 Building $427,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 112 E Harvard St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 14 (1982–2010) |
| Claims Outside the SFHA | 7 of 14 |
| Most Recent Claim | Jul 2010 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 112 E Harvard St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FT COLLINS serves 179,901 people · EPA ID CO0135291 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fort Collins Connexion Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Vistabeam.
5G (outdoors only) and 4G LTE
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