108 E Harvard St, Fort Collins, CO 80525 Property Records

Larimer County property record for 108 E Harvard St, Fort Collins, CO 80525

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,380 sqft · built 1955
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Nov 2014)
Tax Bill	$3,597 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`97243-09-027`

Property Details

APN / Parcel Number

Primary APN	`97243-09-027`
Alternative APN	`R0113565`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,380 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	299 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0113565
Old Parcel Number	9724309027
Street Address	108 E HARVARD ST
City	FORT COLLINS
State	CO
Zip	80525-1736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27, SOUTH COLLEGE HTS 1ST, FTC
Legal Range	69
Legal Township	07
Legal Section	24
Legal Quarter	SW
Legal Subdivision	SOUTH COLLEGE HEIGHTS
Legal Block	9
Legal Lot Number	27
Jurisdiction	LARIMER CO
Township / Civil Division	FORT COLLINS
Census Block Group	1
Census Block	1013
Census Tract	901

Owner

108 E Harvard St is owned and occupied by an individual who bought it in November 2014.

Source: Larimer County records, as of February 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	108 E HARVARD ST, FORT COLLINS, CO 80525-1736
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2021	Deed of Trust, Mortgage · Line of Credit CANVAS CU
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Dec 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Mar 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2014 · Amount on File
Deed Sale	Nov 25, 2014 · Amount on File
Prior Sale	Apr 7, 2010
Deed Document Number	20140068400
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	108 E HARVARD ST, FORT COLLINS, CO 80525-1736
Transaction Type	Mortgage
Record Updated	Sep 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082985
Date	Sep 2, 2021
Instrument	20210082985

Lender

Name	CANVAS CU
Type	Credit Union
Address	ENGLEWOOD, CO 80155

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 15, 2041

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	108 E HARVARD ST, FORT COLLINS, CO 80525-1736
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016363
Date	Feb 16, 2021
Instrument	20210016363

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	108 E HARVARD ST, FORT COLLINS, CO 80525-1736
Document Number	0000083439
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 15, 2020
Title Company	GUARDIAN TITLE AGENCY FT COLLINS, GUARDIAN TITLE AGCY FT COLLINS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 E HARVARD ST FORT COLLINS CO 805251736, FORT COLLINS, CO 80525-1736

Mortgage

Document Number	0000083439
Date	Dec 31, 2019
Instrument	83439

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 30, 2049

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	108 E HARVARD ST, FORT COLLINS, CO 80525-1736
Document Number	0000017354
Instrument Date	Mar 19, 2018
Transaction Type	Mortgage
Record Updated	Apr 3, 2018
Title Company	GUARDIAN TITLE AGENCY FT COLLINS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 E HARVARD ST FORT COLLINS CO 805251736, FORT COLLINS, CO 80525-1736

Mortgage

Document Number	0000017354
Date	Mar 27, 2018
Instrument	17354

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 26, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 108 E Harvard St was $3,597.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Fort Collins City
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,597.00	$36,100 Land $2,500 Building $33,600	$577,600 Land $40,000 Building $537,600
2023	$3,017.00 (+12.57%)	$36,736 (+29.43%) Land $2,680 Building $34,056	$548,300 (+34.26%) Land $40,000 Building $508,300
2022	$2,680.00	$28,384 Land $2,780 Building $25,604	$408,400 Land $40,000 Building $368,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 108 E Harvard St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	14 (1982–2010)
Claims Outside the SFHA	7 of 14
Most Recent Claim	Jul 2010 · other causes
Claims by Event	Severe Storms, Heavy Rain, Flash Floods, Flooding, Mudslides, Jul 1997 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 108 E Harvard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FT COLLINS serves 179,901 people · EPA ID CO0135291
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fort Collins Connexion Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Vistabeam.

Cell Coverage

5G (outdoors only) and 4G LTE

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