124 E Harvard St, Fort Collins, CO 80525 Property Records

Larimer County property record for 124 E Harvard St, Fort Collins, CO 80525

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,336 sqft · built 1955
Lot Size	0.217 acres (9,434 sqft)
Owner	Company Name on File
Last Sale	$575,000 (Jun 2022)
Tax Bill	$3,548 (2025)
Deeds & Mortgages	Oct 2022 Transfer Jun 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`97243-09-031`

Property Details

APN / Parcel Number

Primary APN	`97243-09-031`
Alternative APN	`R0113603`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,336 sqft Living Area
Gross Area	1,576 sqft
1st Floor Area	1,336 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,434 sqft (0.217 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Slab
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0113603
Street Address	124 E HARVARD ST
City	FORT COLLINS
State	CO
Zip	80525-1736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LOT 31, SOUTH COLLEGE HTS 1ST, FTC
Legal Range	69W
Legal Township	7N
Legal Section	24
Legal Subdivision	SOUTH COLLEGE HEIGHTS
Legal Lot Number	31
Jurisdiction	LARIMER CO
Township / Civil Division	FORT COLLINS
Census Block Group	1
Census Block	1013
Census Tract	901

Owner

124 E Harvard St is owned by a company that acquired it in October 2022.

Source: Larimer County records, as of February 9, 2026

Owner of Record	Company Name on File
Mailing Address	124 E HARVARD ST, FORT COLLINS, CO 80525-1736
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Intrafamily Transfer, Transfer
Jun 6, 2022	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Sep 17, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage MEGASTAR FINANCIAL CORP
Nov 13, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST WESTERN TRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2022 · Amount on File
Deed Sale	Jun 6, 2022 · Amount on File
Prior Sale	Dec 23, 2015 · Amount on File
Deed Document Number	202236054
Last Transfer Date	Oct 5, 2022
Transfer Doc	0000060404
Record Updated	Sep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LARIMER CO
Recording Date	Oct 6, 2022
Property Address	124 E HARVARD ST, FORT COLLINS, CO 80525-1736
Document Number	0000060404
Instrument Date	Oct 5, 2022
Instrument	20220060404
Transaction Type	Transfer
Record Updated	Oct 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	124 E HARVARD ST, FORT COLLINS, CO 80525-1736

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jun 6, 2022
Property Address	124 E HARVARD ST, FORT COLLINS, CO 80525-1736
Document Number	0000036054
Instrument Date	Jun 3, 2022
Instrument	20220036054
Transaction Type	Transfer
Record Updated	Jun 10, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Tax	$57.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 E HARVARD ST, FORT COLLINS, CO 80525-1736

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	124 E HARVARD ST, FORT COLLINS, CO 80525-1736
Transaction Type	Mortgage
Record Updated	Sep 23, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 E HARVARD ST, FORT COLLINS, CO 80525-1736

Mortgage

Document Number	0000087202
Date	Sep 17, 2021
Instrument	20210087202

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 16, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	124 E HARVARD ST, FORT COLLINS, CO 80525-1736
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000650
Date	Jan 4, 2017
Instrument	20170000650

Lender

Name	MEGASTAR FINANCIAL CORP
Type	Funding / Finance Company
Address	DENVER, CO 80204

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LARIMER CO
Recording Date	Nov 13, 2020
Property Address	124 E HARVARD ST, FORT COLLINS, CO 80525-1736
Document Number	0000094624
Instrument Date	Oct 5, 2020
Instrument	20200094624
Transaction Type	Transfer
Record Updated	Mar 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	124 E HARVARD ST, FORT COLLINS, CO 80525-1736
Investor	Possibly a Property Investor

Mortgage

Document Number	0000094625
Date	Nov 13, 2020
Instrument	20200094625

Lender

Name	FIRST WESTERN TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 124 E Harvard St was $3,548, up 11.4% from the year before.

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Fort Collins City
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,548.00 (+11.4%)	$35,606 Land $2,500 Building $33,106	$569,700 Land $40,000 Building $529,700
2024	$3,185.00 (+5.12%)
2023	$3,030.00 (+16.99%)	$36,884 (+34.42%) Land $2,680 Building $34,204	$550,500 (+39.44%) Land $40,000 Building $510,500
2022	$2,590.00	$27,439 Land $2,780 Building $24,659	$394,800 Land $40,000 Building $354,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 124 E Harvard St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	14 (1982–2010)
Claims Outside the SFHA	7 of 14
Most Recent Claim	Jul 2010 · other causes
Claims by Event	Severe Storms, Heavy Rain, Flash Floods, Flooding, Mudslides, Jul 1997 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 124 E Harvard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FT COLLINS serves 179,901 people · EPA ID CO0135291
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fort Collins Connexion Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Vistabeam.

Cell Coverage

5G (outdoors only) and 4G LTE

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