Montgomery County property record for 112 Central Ave, Gaithersburg, MD 20877
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,625 sqft · built 1900 |
| Lot Size | 1.18 acres (51,836 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $760,000 (Apr 2022) |
| Tax Bill | $7,293 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00771238 |
| Primary APN | 09-00771238 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,625 sqft Living Area |
| 1st Floor Area | 1,825 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Multi-Level |
| Exterior Material | Stone |
| Construction Type | Stone |
| Roof Material | Composition Shingle |
| Lot Area | 51,836 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Pool Area | 840 sqft |
| Porch | Open Porch |
| Porch Area | 492 sqft |
| Deck Area | 220 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Sewer | Municipal |
| Account Number | 00771238 |
|---|---|
| Street Address | 112 CENTRAL AVE |
| City | GAITHERSBURG |
| State | MD |
| Zip | 20877-1220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | BETSYS FANCY CRABBS FORTRESS |
| Legal Subdivision | WMS RANGE ETC |
| Legal Block | 2 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 700728 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 112 CENTRAL AVE, GAITHERSBURG, MD 20877-1220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 26, 2025 | Deed of Trust, Mortgage · Line of Credit USALLIANCE FCU |
| Apr 14, 2022 | Deed, Transfer · VA Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2022 · Amount on Record |
| Deed Sale | Apr 14, 2022 · Amount on Record |
| Prior Sale | Jul 11, 2013 · Amount on Record |
| Deed Book / Page | 65589 / 130 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 112 CENTRAL AVE, GAITHERSBURG, MD 20877-1220 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2026 |
| Title Company | EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0699680004 |
|---|---|
| Date | Dec 26, 2025 |
| Book Page | 69968/4 |
| Name | USALLIANCE FCU |
|---|---|
| Type | Credit Union |
| Address | CHELMSFORD, MA 01824 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 25, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Apr 14, 2022 |
| Property Address | 112 CENTRAL AVE, GAITHERSBURG, MD 20877-1220 |
| Document Number | 0655890130 |
| Book / Page | 65589 / 130 |
| Instrument Date | Mar 8, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 112 CENTRAL AVE, GAITHERSBURG, MD 20877-1220 |
| Document Number | 0065589139 |
|---|---|
| Date | Apr 14, 2022 |
| Instrument | 65589/139 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $790,000 (+17.95%) Land $244,500 Building $545,500 | $790,000 (-) Land $244,500 Building $545,500 | |
| 2025 | $7,293.00 (+13.99%) | $669,800 (+55.99%) | $790,000 (+83.98%) Land $244,500 Building $545,500 |
| 2023 | $429,400 Land $201,300 Building $228,100 | $429,400 Land $201,300 Building $228,100 | |
| 2022 | $6,398.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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