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115 Central Ave, Gaithersburg, MD 20877 Property Records

Montgomery County property record for 115 Central Ave, Gaithersburg, MD 20877

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,353 sqft · built 1987
Lot Size0.186 acres (8,110 sqft)
Owner2 Individual Names on Record
Last Sale$399,000 (Aug 2010)
Tax Bill$6,256 (2025)
Deeds & MortgagesSep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN09-02024325

Property Details

APN / Parcel Number

Primary APN09-02024325
Alternative APN
  • 02024325

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,353 sqft Living Area
Gross Area2,619 sqft
1st Floor Area1,405 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleBi-Level
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area8,110 sqft (0.186 acres)
Garage TypeAttached
Garage Area266 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area216 sqft
Deck Area444 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number02024325
Street Address115 CENTRAL AVE
CityGAITHERSBURG
StateMD
Zip20877-1219
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR90
Legal DescriptionOAKMONT MANOR
Legal SubdivisionOAKMONT MANOR
Legal Block2
Legal Lot Number49
JurisdictionMONTGOMERY MD
Township / Civil Division9
Census Block Group2
Census Block2004
Census Tract700728

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address115 CENTRAL AVE, GAITHERSBURG, MD 20877-1219
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 20, 2010 · Amount on Record
Deed SaleAug 20, 2010 · Amount on Record
Prior SaleDec 12, 2000 · Amount on Record
Deed Document Number2010169687
Last Transfer DateSep 20, 2019
Transfer Doc0582150093
Record UpdatedSep 20, 2026

September 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTGOMERY MD
Recording DateSep 27, 2019
Property Address115 CENTRAL AVE, GAITHERSBURG, MD 20877-1219
Document Number0582150093
Book / Page58215 / 093
Map ReferenceMB 112 PL 13186
Instrument DateSep 20, 2019
Transaction TypeTransfer
Record UpdatedAug 20, 2021
Title CompanyPEAK SETTLEMENTS LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address115 CENTRAL AVE, GAITHERSBURG, MD 20877-1219

Mortgage

Document Number58215099
DateSep 27, 2019
Instrument58215/099
Lender
NameUNITED NATIONS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2034

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$589,200 (+5.76%) Land $200,200 Building $389,000$589,200 (-) Land $200,200 Building $389,000
2025$6,256.00 (-3.62%)$557,100 (+13.02%)$589,200 (+19.54%) Land $200,200 Building $389,000
2024$6,491.00 (+32.15%)
2023$492,900 Land $186,800 Building $306,100$492,900 Land $186,800 Building $306,100
2022$4,912.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 2,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Astound Broadband, AT&T.

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