100 Central Ave, Gaithersburg, MD 20877 Property Records

Montgomery County property record for 100 Central Ave, Gaithersburg, MD 20877

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 5,262 sqft · built 2010
Lot Size	0.241 acres (10,487 sqft)
Owner	2 Individual Names on File
Last Sale	$645,000 (Oct 2018)
Tax Bill	$12,599 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-03628930`

Property Details

APN / Parcel Number

Primary APN	`09-03628930`
Alternative APNs	`0900776184` `03628930`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,262 sqft Living Area
Gross Area	5,814 sqft
1st Floor Area	2,031 sqft
Attic	Attic
Attic Area	300 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Bi-Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,487 sqft (0.241 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	243 sqft
Patio Area	529 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	03628930
Street Address	100 CENTRAL AVE
City	GAITHERSBURG
State	MD
Zip	20877-1220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	RASHIDIAN ESTATES
Legal Subdivision	GAITHERSBURG TOWN
Legal Block	2
Legal Lot Number	2
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	2
Census Block	2015
Census Tract	700728

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	100 CENTRAL AVE, GAITHERSBURG, MD 20877-1220
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Sep 25, 2019	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING
Oct 4, 2018	Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2018 · Amount on File
Deed Sale	Oct 4, 2018 · Amount on File
Prior Sale	Aug 31, 2016 · Amount on File
Deed Book / Page	56701 / 87
Prior Transfer Date	Oct 27, 2010
Prior Transfer Doc	0000172578
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	100 CENTRAL AVE, GAITHERSBURG, MD 20877-1220
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	ELEVATED NATL SETMNT SVCS LL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 CENTRAL AVE, GAITHERSBURG, MD 20877-1220

Mortgage

Document Number	0610410373
Date	Nov 9, 2020
Book Page	61041/373

Lender

Name	LOW VA RATES LLC
Type	Non-Lending Institution
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	100 CENTRAL AVE, GAITHERSBURG, MD 20877-1220
Document Number	0583990107
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 15, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 CENTRAL AVE GAITHERSBURG MD 208771220, GAITHERSBURG, MD 20877-1220

Mortgage

Document Number	0583990107
Date	Oct 31, 2019
Book Page	058399/000107

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2049

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 4, 2018
Property Address	100 CENTRAL AVE, GAITHERSBURG, MD 20877-1220
Document Number	0567010087
Book / Page	56701 / 087
Map Reference	PL23809
Instrument Date	Aug 24, 2018
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	HOLLMAN & FLYNN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,062.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10143 REPRISE DR, ROCKVILLE, MD 20850-4811

Mortgage

Document Number	0567010096
Date	Oct 4, 2018
Book Page	56701/096

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$986,100 (+7.31%) Land $160,400 Building $825,700	$986,100 (-) Land $160,400 Building $825,700
2025	$12,599.00 (+32.04%)	$918,933 (+17.12%)	$986,100 (+25.68%) Land $160,400 Building $825,700
2023		$784,600 Land $160,400 Building $624,200	$784,600 Land $160,400 Building $624,200
2022	$9,542.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Astound Broadband, AT&T.

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