112 Bluffside Dr, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 112 Bluffside Dr, Covington, KY 41017 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,000 sqft · built 1980
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on File
Last Sale$132,000 (Aug 2017)
Tax Bill$1,780 (2025)
Deeds & MortgagesMar 2022 Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN045-30-00-501.01

Property Details

APN / Parcel Number

Primary APN045-30-00-501.01

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,000 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Lot Area7,841 sqft (0.18 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Old Parcel Number0453000501.01
Street Address112 BLUFFSIDE DR
CityCOVINGTON
StateKY
Zip41017-9719
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKEWOOD HILLS SEC 6 LOT 91
Legal SubdivisionLAKEWOOD HILLS
Legal Phase6
Legal Lot Number91
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group1
Census Block1000
Census Tract66801

Owner

Source: Kenton County records · APN 045-30-00-501.01

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1955 GRAFTON CT, UNION, KY 41091-8299
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2022Deed of Trust, Mortgage
UNION SAVINGS BANK
Aug 03, 2017Warranty Deed, Transfer · Conventional Mortgage
FIFTH THIRD MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 03, 2017 · Amount on Record
Deed SaleAug 03, 2017 · Amount on Record
Prior SaleAug 22, 2005 · Amount on Record
Deed Document Number0003979127
Deed Book / Page3979 / 127
Record UpdatedJun 08, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address112 BLUFFSIDE DR, COVINGTON, KY 41017-9719
Transaction TypeMortgage
Record UpdatedMar 30, 2022
Title CompanyPROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900154
DateMar 17, 2022
Book Page349/342
Instrument22031705900154
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
AmountAmount Recorded
Term181 Months
DueApr 01, 2037

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateAug 03, 2017
Property Address112 BLUFFSIDE DR, COVINGTON, KY 41017-9719
Document Number0000000095
Book / Page0I3979 / 000127
Instrument DateAug 01, 2017
Instrument95
Transaction TypeTransfer
Record UpdatedSep 01, 2017
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$132.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1955 GRAFTON CT UNION KY 410918299, UNION, KY 41091-8299

Mortgage

Document Number96
DateAug 03, 2017
Book PageI 3979/000130
Instrument96
Lender
NameFIFTH THIRD MTG
TypeMortgage Company
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 02, 2032

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,780.00 (-7.05%)$179,700 (-) Land $10,000 Building $169,700$179,700 (-) Land $10,000 Building $169,700
2023$1,915.00$179,700 Land $10,000 Building $169,700$179,700 Land $10,000 Building $169,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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