Kenton County property record for 107 Bluffside Dr, Covington, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 900 sqft · built 1979 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $237,000 (Jun 2025) |
| Tax Bill | $1,417 (2025) |
| Deeds & Mortgages | Mar 2020 Sale & Mortgage Nov 2019 Foreclosure + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-30-00-496.01 |
| Primary APN | 045-30-00-496.01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 900 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 125 ft deep x 60 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Old Parcel Number | 0453000496.01 |
|---|---|
| Street Address | 107 BLUFFSIDE DR |
| City | COVINGTON |
| State | KY |
| Zip | 41017-9472 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKEWOOD HILLS SEC 6 LOT 131 |
| Legal Subdivision | LAKEWOOD HILLS |
| Legal Phase | 6 |
| Legal Lot Number | 131 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 66801 |
Source: Kenton County records, as of November 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 107 BLUFFSIDE DR, COVINGTON, KY 41017-9472 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 20, 2020 | Warranty Deed, Transfer · FHA Mortgage AMERICAN MTG SVC |
| Nov 26, 2019 | Trustee's Deed, Foreclosure KSP PROPERTIES LLC |
| Aug 15, 2017 | Warranty Deed, Transfer KENTUCKY HSNG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2025 · Amount on Record |
| Deed Sale | Jun 27, 2025 · Amount on Record |
| Prior Sale | Mar 20, 2020 · Amount on Record |
| Deed Document Number | 0000013184 |
| Deed Book / Page | 13 / 184 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 20, 2020 |
| Property Address | 107 BLUFFSIDE DR, COVINGTON, KY 41017-9472 |
| Document Number | 0000000263 |
| Book / Page | 000013 / 000184 |
| Instrument Date | Mar 13, 2020 |
| Instrument | 263 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $143.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 107 BLUFFSIDE DR COVINGTON KY 410179472, COVINGTON, KY 41017-9472 |
| Document Number | 264 |
|---|---|
| Date | Mar 20, 2020 |
| Book Page | 000M22/000465 |
| Instrument | 264 |
| Name | AMERICAN MTG SVC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 19, 2050 |
| Document Number | 265, |
|---|---|
| Date | Mar 20, 2020 |
| Book Page | 000M22/000479 |
| Instrument | 265 |
| Name | KENTUCKY HSNG |
|---|---|
| Address | FRANKFORT, KY 40601 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Mar 19, 2030 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 26, 2019 |
| Property Address | 107 BLUFFSIDE DR, COVINGTON, KY 41017-9472 |
| Document Number | 0000000115 |
| Book / Page | 0I4367 / 000302 |
| Instrument Date | Sep 30, 2019 |
| Instrument | 115 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $99.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2987 DANBURY DR FLORENCE KY 410424782, FLORENCE, KY 41042-4782 |
| Document Number | 119 |
|---|---|
| Date | Nov 26, 2019 |
| Book Page | 0I4367/000333 |
| Instrument | 119 |
| Name | KSP PROPERTIES LLC |
|---|---|
| Address | 4039 DIXIE HWY, ELSMERE, KY 41018-1813 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Nov 25, 2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 15, 2017 |
| Property Address | 107 BLUFFSIDE DR, COVINGTON, KY 41017-9472 |
| Document Number | 0000000199 |
| Book / Page | 003984 / 000289 |
| Instrument Date | Aug 11, 2017 |
| Instrument | 199 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2017 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 107 BLUFFSIDE DR COVINGTON KY 410179472, COVINGTON, KY 41017-9472 |
| Document Number | 201 |
|---|---|
| Date | Aug 15, 2017 |
| Book Page | ORI398/000308 |
| Instrument | 201 |
| Name | KENTUCKY HSNG |
|---|---|
| Address | FRANKFORT, KY 40601 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Aug 14, 2022 |
| Document Number | 200, |
|---|---|
| Date | Aug 15, 2017 |
| Book Page | 003984/000292 |
| Instrument | 200 |
| Name | UNION HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 14, 2047 |
Source: Kenton County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,417.00 (-7.02%) | $143,000 (-) Land $10,000 Building $133,000 | $143,000 (-) Land $10,000 Building $133,000 |
| 2023 | $1,524.00 (-12.81%) | $143,000 (-10.68%) Land $10,000 Building $133,000 | $143,000 (-10.68%) Land $10,000 Building $133,000 |
| 2022 | $1,748.00 | $160,100 Land $10,000 Building $150,100 | $160,100 Land $10,000 Building $150,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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