111 Bluffside Dr, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 111 Bluffside Dr, Covington, KY 41017

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 900 sqft · built 1979
Lot Size0.189 acres (8,276 sqft)
Owner2 Individual Names on Record
Last Sale$154,500 (Aug 2018)
Tax Bill$1,697 (2025)
Deeds & MortgagesAug 2018 Sale & Mortgage
Jun 2017 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN045-30-00-500.01

Property Details

APN / Parcel Number

Primary APN045-30-00-500.01

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area900 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Lot Area8,276 sqft (0.189 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Old Parcel Number0453000500.01
Street Address111 BLUFFSIDE DR
CityCOVINGTON
StateKY
Zip41017-9472
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKEWOOD HILLS SEC 6 LOT 129
Legal SubdivisionLAKEWOOD HILLS
Legal Phase6
Legal Lot Number129
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group1
Census Block1000
Census Tract66801

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address111 BLUFFSIDE DR, COVINGTON, KY 41017-9472
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 1, 2018Grant Deed, Transfer · FHA Mortgage
FEDERAL SVGS BK
Jun 27, 2017Warranty Deed, Transfer · FHA Mortgage
SUMMIT FNDG
Feb 6, 2017Trustee's Deed, Foreclosure
Foreclosure Auction

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2018 · Amount on Record
Deed SaleAug 1, 2018 · Amount on Record
Prior SaleJun 27, 2017 · Amount on Record
Deed Document Number0004141300
Deed Book / Page4141 / 300
Record UpdatedJun 8, 2026

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateAug 1, 2018
Property Address111 BLUFFSIDE DR, COVINGTON, KY 41017-9472
Document Number0000000144
Book / Page0I4141 / 000300
Instrument DateJul 30, 2018
Instrument144
Transaction TypeTransfer
Record UpdatedJan 14, 2019
Title CompanyKENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$154.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address111 BLUFFSIDE DR COVINGTON KY 410179472, COVINGTON, KY 41017-9472

Mortgage

Document Number145
DateAug 1, 2018
Book Page0I4141/000303
Instrument145
Lender
NameFEDERAL SVGS BK
TypeFederal Savings Bank
AddressCHICAGO, IL 60607
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 31, 2048

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJun 27, 2017
Property Address111 BLUFFSIDE DR, COVINGTON, KY 41017-9472
Document Number0000000123
Book / Page003960 / 000301
Instrument DateJun 16, 2017
Instrument123
Transaction TypeTransfer
Record UpdatedJul 10, 2017

Transaction

AmountAmount Recorded
Tax$144.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address111 BLUFFSIDE DR COVINGTON KY 410179472, COVINGTON, KY 41017-9472

Mortgage

Document Number124
DateJun 27, 2017
Book Page003960/000304
Instrument124
Lender
NameSUMMIT FNDG
TypeFunding / Finance Company
AddressSACRAMENTO, CA 95815
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 26, 2047

Mortgage

Document Number124,
DateJun 27, 2017
Book Page0I3960/000304
Instrument124
Lender
NameSUMMIT FNDG
TypeFunding / Finance Company
AddressSACRAMENTO, CA 95815
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 26, 2047

February 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionKENTON KY
Recording DateFeb 6, 2017
Property Address111 BLUFFSIDE DR, COVINGTON, KY 41017-9472
Document Number0000000182
Book / Page0I3894 / 000285
Instrument DateNov 1, 2016
Instrument182
Transaction TypeForeclosure
Record UpdatedMay 10, 2017

Transaction

AmountAmount Recorded
Tax$73.00
Amount AccuracyConfirmed
Additional
  • Foreclosure Auction
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address139 LISMORE CT INDEPENDENCE KY 41051, INDEPENDENCE, KY 41051

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,697.00 (-7.06%)$171,300 (-) Land $10,000 Building $161,300$171,300 (-) Land $10,000 Building $161,300
2023$1,826.00$171,300 Land $10,000 Building $161,300$171,300 Land $10,000 Building $161,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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