112 Baum Trl, Duck (Kitty Hawk), NC 27949 Property Records

Dare County property record for 112 Baum Trl, Duck, NC 27949

Property Summary

Property Type	Single Family Home
Details	7 bd · 6.5 ba · 6,061 sqft · built 1999
Lot Size	0.781 acres (34,000 sqft)
Owner	2 Trust Names on Record
Last Sale	$34,148,900 (Oct 2023)
Tax Bill	$26,884 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`995109270012`

Property Details

APN / Parcel Number

Primary APN	`995109270012`
Alternative APNs	`995100270012` `028812007`

Interior

Bedrooms	7 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	6,061 sqft Finished Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Contemporary
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	34,000 sqft (0.781 acres)
View / Lot	Ocean
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	995109270012
Street Address	112 BAUM TRL
City	KITTY HAWK
State	NC
Zip	27949-4600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 7 BLK: SEC: PL: C SL: 11E
Legal Subdivision	PALMER'S ISLAND CLUB
Legal Phase	1
Legal Lot Number	7
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1000
Census Tract	970101

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	54 BREWSTER RD, CENTER BARNSTEAD, NH 03225-3100
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST
May 4, 2018	Warranty Deed, Transfer
Dec 12, 2017	Warranty Deed, Transfer · ARM STIFEL BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2023 · Amount on Record
Deed Sale	Oct 31, 2023 · Amount on Record
Prior Sale	Dec 12, 2017 · Amount on Record
Deed Document Number	2023700133979
Deed Book / Page	2705 / 560
Prior Transfer Date	Oct 3, 2008
Prior Transfer Doc	1782/290
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Oct 31, 2023
Property Address	112 BAUM TRL, DUCK, NC 27949-4600
Document Number	002705/560
Book / Page	2705 / 560
Map Reference	CAB C SL 11D&11E
Instrument Date	Oct 18, 2023
Instrument	700133979
Transaction Type	Transfer
Record Updated	Nov 16, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,383.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9886 RIVER CHASE WAY, GREAT FALLS, VA 22066-3562

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	54 BREWSTER RD, CENTER BARNSTEAD, NH 03225-3100

Mortgage

Document Number	0700133981
Date	Oct 31, 2023
Instrument	700133981

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	112 BAUM TRL, DUCK, NC 27949-4600
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2465/582
Date	Feb 3, 2021
Book Page	2465/582
Instrument	700092355

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Feb 1, 2028
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	7.37%
Index	1-Year CMT
Max Rate	7.37%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	May 4, 2018
Property Address	112 BAUM TRL, DUCK, NC 27949-4600
Document Number	2235/199
Book / Page	2235 / 199
Instrument Date	Apr 20, 2018
Instrument	000700051929
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9886 RIVER CHASE WAY, GREAT FALLS, VA 22066-3562

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Dec 12, 2017
Property Address	112 BAUM TRL, DUCK, NC 27949-4600
Document Number	2210/061
Book / Page	2210 / 061
Map Reference	PL CAB C SL 11D
Instrument Date	Dec 7, 2017
Instrument	700046976
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 BOYLE LN, 600, MCLEAN, VA 22102-1404

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9886 RIVER CHASE WAY, GREAT FALLS, VA 22066-3562

Mortgage

Document Number	2210/063
Date	Dec 12, 2017
Book Page	2210/063
Instrument	700046977

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2028
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.12%
Index	1-Year LIBOR
Max Rate	8.12%

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Duck Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$26,884.00	$5,957,100 (-) Land $3,055,500 Building $2,901,600	$5,957,100 (-) Land $3,055,500 Building $2,901,600
2025	$26,884.00 (+19.25%)	$5,957,100 (+64.28%) Land $3,055,500 Building $2,901,600
2023	$22,545.00	$3,626,160 Land $1,750,000 Building $1,876,160
2020			$5,957,100 Land $3,055,500 Building $2,901,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 1,132 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,493 units insured incl. 361 condo units
Nearby Flood Claims	732 (1978–2024)
Claims Outside the SFHA	327 of 732
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Hurricane Matthew, Oct 2016 · 128 claims Hurricane Irene, Aug 2011 · 119 claims Hurricane Isabel, Sep 2003 · 85 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	DARE COUNTY WATER SYSTEM
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Ripple Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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