104 Baum Trl, Duck (Kitty Hawk), NC 27949 Property Records

Dare County property record for 104 Baum Trl, Duck, NC 27949

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,754 sqft · built 1987
Lot Size	0.735 acres (32,000 sqft)
Owner	Company Name on Record
Last Sale	$3,825,000 (Feb 2025)
Tax Bill	$16,900 (2026)
Deeds & Mortgages	Feb 2025 Sale & Mortgage Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`995109262508`

Property Details

APN / Parcel Number

Primary APN	`995109262508`
Alternative APNs	`995100262508` `028812003`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	4,754 sqft Finished Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Contemporary
Exterior Material	Other
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	32,000 sqft (0.735 acres)
View / Lot	Ocean
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	995109262508
Street Address	104 BAUM TRL
City	KITTY HAWK
State	NC
Zip	27949-4600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 3 BLK: SEC: PL: C SL: 11E
Legal Subdivision	PALMER'S ISLAND CLUB
Legal Phase	1
Legal Lot Number	3
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1000
Census Tract	970101

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4120 N 54TH ST, PHOENIX, AZ 85018-3103
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2025	Warranty Deed, Transfer · Conventional Mortgage CITIBANK NA
Oct 24, 2022	Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2025 · Amount on Record
Deed Sale	Feb 24, 2025 · Amount on Record
Prior Sale	Oct 24, 2022 · Amount on Record
Deed Document Number	2025700146463
Deed Book / Page	2774 / 783
Record Updated	Oct 29, 2026

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Feb 24, 2025
Property Address	104 BAUM TRL, DUCK, NC 27949-4600
Document Number	002774/783
Book / Page	2774 / 783
Map Reference	CAB C SLS 11D
Instrument Date	Feb 18, 2025
Instrument	700146463
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1606 SLEEPY HOLLOW CT, WESTLAKE, TX 76262-8231

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4120 N 54TH ST, PHOENIX, AZ 85018-3103

Mortgage

Document Number	0700146464
Date	Feb 24, 2025
Instrument	700146464

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

Interest

Rate	6.25%
Type Change Date	Mar 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.2%
Index	Other
Max Rate	11.2%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Oct 24, 2022
Property Address	104 BAUM TRL, DUCK, NC 27949-4600
Document Number	0002650/94
Book / Page	2650 / 94
Map Reference	CAB C SL 11D&11E
Instrument Date	Oct 20, 2022
Instrument	700123800
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	560 BLOOMFIELD RD, 560, CHARLOTTESVILLE, VA 22903-7800

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1606 SLEEPY HOLLOW CT, WESTLAKE, TX 76262-8231

Mortgage

Document Number	0700123801
Date	Oct 24, 2022
Instrument	700123801

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.5%
Index	Other
Margin	3
Max Rate	10.5%

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Duck Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,900.00 (-0.83%)	$3,813,300 (-) Land $2,968,200 Building $845,100	$3,813,300 (-) Land $2,968,200 Building $845,100
2025	$17,041.00 (+7.12%)	$3,813,300 (+48.73%) Land $2,968,200 Building $845,100
2023	$15,908.00	$2,563,824 Land $1,700,000 Building $863,824
2020			$3,813,300 Land $2,968,200 Building $845,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 1,132 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,493 units insured incl. 361 condo units
Nearby Flood Claims	732 (1978–2024)
Claims Outside the SFHA	327 of 732
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Hurricane Matthew, Oct 2016 · 128 claims Hurricane Irene, Aug 2011 · 119 claims Hurricane Isabel, Sep 2003 · 85 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	DARE COUNTY WATER SYSTEM
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Ripple Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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