106 Baum Trl, Duck (Kitty Hawk), NC 27949 Property Records

Dare County property record for 106 Baum Trl, Duck, NC 27949

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 4,740 sqft · built 1988
Lot Size	0.849 acres (37,000 sqft)
Owner	2 Individual Names on File
Last Sale	$2,250,000 (Jun 2016)
Tax Bill	$16,505 (2026)
Deeds & Mortgages	Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`995109261659`

Property Details

APN / Parcel Number

Primary APN	`995109261659`
Alternative APNs	`995100261659` `028812004`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,740 sqft Finished Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Contemporary
Exterior Material	Other
Roof Material	Wood Shingle
Lot Area	37,000 sqft (0.849 acres)
View / Lot	Ocean
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	995109261659
Street Address	106 BAUM TRL
City	KITTY HAWK
State	NC
Zip	27949-4600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 4 BLK: SEC: PL: C SL: 11E
Legal Subdivision	PALMER'S ISLAND CLUB
Legal Phase	1
Legal Lot Number	4
Legal Unit	2
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1000
Census Tract	970101

Owner

106 Baum Trl is owned by two individuals who bought it in June 2016.

Source: Dare County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6655 MERRICK LANDING BLVD, WINDERMERE, FL 34786-7382
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2016 · Amount on File
Deed Sale	Jun 24, 2016 · Amount on File
Deed Document Number	2016700027080
Deed Book / Page	2103 / 72
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	106 BAUM TRL, DUCK, NC 27949-4600
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002638/53
Date	Aug 12, 2022
Book Page	2638/53
Instrument	700121556

Lender

Name	BNY MELLON NA
Type	Bank
Address	BOSTON, MA 02108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Sep 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.37%
Index	Other
Max Rate	8.37%

Tax Assessment & Valuation

The 2026 property tax bill for 106 Baum Trl was $16,505.

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Duck Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,505.00	$3,724,100 (-) Land $3,186,500 Building $537,600	$3,724,100 Land $3,186,500 Building $537,600
2025	$16,505.00	$3,724,100 Land $3,186,500 Building $537,600
2023	$16,237.00	$2,616,800 Land $1,825,000 Building $791,800
2020			$3,724,100 Land $3,186,500 Building $537,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 Baum Trl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 1,132 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,493 units insured incl. 361 condo units
Nearby Flood Claims	732 (1978–2024)
Claims Outside the SFHA	327 of 732
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Hurricane Matthew, Oct 2016 · 128 claims Hurricane Irene, Aug 2011 · 119 claims Hurricane Isabel, Sep 2003 · 85 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Baum Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	DARE COUNTY WATER SYSTEM
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Ripple Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Baum Trl

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