1119 Duncan Ave, Elgin, IL 60120 Property Records

Kane County property record for 1119 Duncan Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,850 sqft · built 1958
Lot Size	0.194 acres (8,448 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Sep 2018)
Tax Bill	$7,352 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-206-003`

Property Details

APN / Parcel Number

Primary APN	`06-12-206-003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	5 Stories
Building Area	1,850 sqft Living Area
Gross Area	3,095 sqft
Basement Area	1,245 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Frame
Lot Area	8,448 sqft (0.194 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1119 DUNCAN AVE
City	ELGIN
State	IL
Zip	60120-2415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERSIDE PARK ADDN LOT 11 BLOCK 11
Legal Subdivision	RIVERSIDE PARK ADDN
Legal Block	11
Legal Lot Number	11
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1026
Census Tract	850800

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1119 DUNCAN AVE, ELGIN, IL 60120-2415
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage KANE COUNTY TEACHERS CU
Sep 6, 2018	Warranty Deed, Transfer · Conventional Mortgage KANE COUNTRY TEACHERS CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2018 · Amount on Record
Deed Sale	Sep 6, 2018 · Amount on Record
Prior Sale	Nov 20, 2012 · Amount on Record
Deed Document Number	201843752
Prior Transfer Date	Apr 11, 2007
Prior Transfer Doc	0000043423
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1119 DUNCAN AVE, ELGIN, IL 60120-2415
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	HALLMARK TITLE, HALLMARK TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020144
Date	Mar 15, 2021
Instrument	2021K020144

Lender

Name	KANE COUNTY TEACHERS CU
Type	Credit Union
Address	80060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 6, 2018
Property Address	1119 DUNCAN AVE, ELGIN, IL 60120-2415
Document Number	0000043752
Instrument Date	Aug 22, 2018
Instrument	2018K043752
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1119 DUNCAN AVE, ELGIN, IL 60120-2415

Mortgage

Document Number	0000043753
Date	Sep 6, 2018
Instrument	2018K043753

Lender

Name	KANE COUNTRY TEACHERS CREDIT UNION
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,352.00 (+15.85%) Homeowner's exemption	$104,371 (+8.57%) Land $20,485 Building $83,886	$313,238 (+8.57%) Land $61,480 Building $251,759
2024		$96,132 (+21.39%) Land $18,868 Building $77,264	$288,511 (+21.44%) Land $56,627 Building $231,885
2022	$6,346.00 (+4.55%) Homeowner's exemption	$79,190 (+6.96%) Land $15,543 Building $63,647	$237,570 (+6.96%) Land $46,629 Building $190,941
2021	$6,070.00 Homeowner's exemption	$74,037 Land $14,532 Building $59,505	$222,111 Land $43,596 Building $178,515

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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