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1100 Duncan Ave, Elgin, IL 60120 Property Records

Kane County property record for 1100 Duncan Ave, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,890 sqft · built 1926
Lot Size0.221 acres (9,636 sqft)
Owner2 Individual Names on Record
Last Sale$202,000 (Feb 2020)
Tax Bill$7,684 (2025)
Deeds & MortgagesOct 2020 Mortgage
Feb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN06-12-205-014

Property Details

APN / Parcel Number

Primary APN06-12-205-014

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories5 Stories
Building Area1,890 sqft Living Area
Gross Area3,150 sqft
Basement Area1,260 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Exterior MaterialBrick
Lot Area9,636 sqft (0.221 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address1100 DUNCAN AVE
CityELGIN
StateIL
Zip60120-2416
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVERSIDE PARK ADDN LOT 7 BLOCK 10
Legal SubdivisionRIVERSIDE PARK ADDN
Legal Block10
Legal Lot Number7
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group6
Census Block6007
Census Tract850800

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1100 DUNCAN AVE, ELGIN, IL 60120-2416
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2020Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Feb 2, 2020Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 7, 2020 · Amount on Record
Deed SaleFeb 7, 2020 · Amount on Record
Prior SaleFeb 5, 2014 · Amount on Record
Deed Document Number20207213
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1100 DUNCAN AVE, ELGIN, IL 60120-2416
Transaction TypeMortgage
Record UpdatedNov 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1100 DUNCAN AVE, ELGIN, IL 60120-2416

Mortgage

Document Number0000059186
DateOct 7, 2020
Instrument2020K059186
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term353 Months
DueMar 1, 2050

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1100 DUNCAN AVE, ELGIN, IL 60120-2416
Instrument DateFeb 2, 2020
Transaction TypeMortgage
Record UpdatedFeb 26, 2020
Title CompanyNORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1100 DUNCAN AVE ELGIN IL 601202416, ELGIN, IL 60120-2416

Mortgage

Document Number7214
DateFeb 7, 2020
Instrument7214
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 6, 2050
Interest
Rate3.37%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,684.00 (+15.85%) Homeowner's exemption$108,731 (+8.57%) Land $22,203 Building $86,528$326,324 (+8.57%) Land $66,636 Building $259,688
2024$100,148 (+21.39%) Land $20,450 Building $79,698$300,564 (+21.44%) Land $61,375 Building $239,190
2022$6,633.00 (+4.52%) Homeowner's exemption$82,498 (+6.96%) Land $16,846 Building $65,652$247,494 (+6.96%) Land $50,538 Building $196,956
2021$6,346.00 Homeowner's exemption$77,130 Land $15,750 Building $61,380$231,390 Land $47,250 Building $184,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: T-Mobile, Verizon.

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