1113 Duncan Ave, Elgin, IL 60120 Property Records

Kane County property record for 1113 Duncan Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,619 sqft · built 1940
Lot Size	0.194 acres (8,448 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Sep 2011)
Tax Bill	$7,548 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-12-206-004`

Property Details

APN / Parcel Number

Primary APN	`06-12-206-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	5 Stories
Building Area	1,619 sqft Living Area
Gross Area	2,348 sqft
Basement Area	729 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,448 sqft (0.194 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1113 DUNCAN AVE
City	ELGIN
State	IL
Zip	60120-2415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERSIDE PARK ADDN LOT 10 BLOCK 11
Legal Subdivision	RIVERSIDE PARK ADDN
Legal Block	11
Legal Lot Number	10
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1026
Census Tract	850800

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1113 DUNCAN AVE, ELGIN, IL 60120-2415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST AMERICAN BANK
Dec 8, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2011 · Amount on Record
Deed Sale	Sep 13, 2011 · Amount on Record
Prior Sale	Feb 14, 2011
Deed Document Number	201153741
Last Transfer Date	Jan 19, 2021
Transfer Doc	0000026388
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Apr 6, 2021
Property Address	1113 DUNCAN AVE, ELGIN, IL 60120-2415
Document Number	0000026388
Instrument Date	Jan 19, 2021
Instrument	2021K026388
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1113 DUNCAN AVE, ELGIN, IL 60120-2415

Mortgage

Document Number	0000026389
Date	Apr 6, 2021
Instrument	2021K026389

Lender

Name	FIRST AMERICAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Dec 8, 2020
Property Address	1113 DUNCAN AVE, ELGIN, IL 60120-2415
Document Number	0000075973
Instrument Date	Jun 3, 2020
Instrument	75973
Transaction Type	Transfer
Record Updated	Jan 5, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1113 DUNCAN AVE ELGIN IL 601202415, ELGIN, IL 60120-2415

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,548.00 (+15.86%) Homeowner's exemption	$106,939 (+8.57%) Land $20,485 Building $86,454	$320,945 (+8.57%) Land $61,480 Building $259,466
2024		$98,498 (+21.39%) Land $18,868 Building $79,630	$295,612 (+21.44%) Land $56,627 Building $238,986
2022	$6,515.00 (+4.54%) Homeowner's exemption	$81,140 (+6.96%) Land $15,543 Building $65,597	$243,420 (+6.96%) Land $46,629 Building $196,791
2021	$6,232.00 Homeowner's exemption	$75,861 Land $14,532 Building $61,329	$227,583 Land $43,596 Building $183,987

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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