1118 Two Mile Rd, Howard, PA 16841 Property Records

Centre County property record for 1118 Two Mile Rd, Howard, PA 16841

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,241 sqft · built 2008
Lot Size	4.64 acres (202,118 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Nov 2019)
Tax Bill	$7,563 (2026)
Deeds & Mortgages	Aug 2008 Line of Credit Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-003-,103-,0000`

Property Details

APN / Parcel Number

Primary APN	`14-003-,103-,0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,241 sqft Living Area
Basement Area	2,061 sqft
Finished Basement	2,061 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Lot Area	202,118 sqft (4.64 acres)
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1118 TWO MILE RD
City	HOWARD
State	PA
Zip	16841-4057
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	THE WOODS AT SAND RIDGE SUBDIVISION
Jurisdiction	CENTRE PA
Township / Civil Division	WALKER
Census Block Group	2
Census Block	2006
Census Tract	10700

Owner

Source: Centre County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1118 TWO MILE RD, HOWARD, PA 16841-4057
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2008	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 1, 2019	Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
Aug 11, 2015	Deed, Transfer · Conventional Mortgage FRANKLIN AMERICAN MORTGAGE CO
Jul 24, 2007	Corporation Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2019 · Amount on Record
Deed Sale	Nov 1, 2019 · Amount on Record
Prior Sale	Aug 11, 2015 · Amount on Record
Deed Book / Page	2241 / 39
Record Updated	Jun 8, 2026

August 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	1118 TWO MILE RD, HOWARD, PA 16841-4057
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/0872
Date	Aug 12, 2008
Book Page	2017/0872

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 11, 2018

Interest

Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	1118 TWO MILE RD, HOWARD, PA 16841-4057
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002277/436
Date	Aug 2, 2021
Book Page	2277/436

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CENTRE PA
Recording Date	Nov 1, 2019
Property Address	1118 TWO MILE RD, HOWARD, PA 16841-4057
Document Number	02241/0039
Book / Page	2241 / 0039
Instrument Date	Oct 29, 2019
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	UNIVERSAL SETTLEMENT SERVICES, UNIVERSAL SETMNT SVCS OF PA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1118 TWO MILE RD, HOWARD, PA 16841-4057

Mortgage

Document Number	0000224140
Date	Nov 1, 2019
Instrument	2241/40

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

August 2015: Deed, Transfer

Document Type	Deed
Jurisdiction	CENTRE PA
Recording Date	Aug 11, 2015
Property Address	1118 TWO MILE RD, HOWARD, PA 16841-4057
Document Number	02167/0149
Book / Page	2167 / 0149
Map Reference	MB79 PG112-120
Instrument Date	Aug 4, 2015
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,489.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1118 TWO MILE RD, HOWARD, PA 16841-4057

Mortgage

Document Number	0021670150
Date	Aug 11, 2015
Instrument	2167/0150

Lender

Name	FRANKLIN AMERICAN MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2045

Interest

Type Change Date	Aug 1, 2020

July 2007: Corporation Deed, Transfer

Document Type	Corporation Deed
Jurisdiction	CENTRE PA
Recording Date	Jul 24, 2007
Property Address	1118 TWO MILE RD, HOWARD, PA 16841-4057
Document Number	01992/0621
Book / Page	1992 / 0621
Map Reference	MB79 PG112-120
Instrument Date	Jul 17, 2007
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Amount	Amount Recorded
Tax	$769.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1050 BROAD ST STE 3, 3, MONTOURSVILLE, PA 17754-2533

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 GRAND PRIX RD, BELLEFONTE, PA 16823-8201

Tax Assessment & Valuation

Source: Centre County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Centre County
County Subdivision	Walker Township
Unified School District	Bellefonte Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,563.00 (+7.69%)	$115,825 (-) Land $20,705 Building $95,120
2025			$231,650 (-) Land $41,410 Building $190,240
2024	$7,023.00	$115,825 Land $20,705 Building $95,120
1994			$231,650 Land $41,410 Building $190,240

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1996–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2004 · Tropical Depression Ivan

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALKER TWP WATER ASSN private · serves 3,250 people · EPA ID PA4140120
Water Source	Groundwater
Last State Inspection	Jul 2024

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Cable	1,000 / 25
Starlink Satellite	280 / 30

May also be available: Verizon, Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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