Centre County property record for 1012 Two Mile Rd, Howard, PA 16841
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,876 sqft · built 2009 |
| Lot Size | 4.55 acres (198,198 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $73,900 (Apr 2008) |
| Tax Bill | $5,754 (2026) |
| Deeds & Mortgages | Sep 2018 Second Mortgage Dec 2019 Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-003-,099-,0000 |
| Primary APN | 14-003-,099-,0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,876 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 198,198 sqft (4.55 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 1012 TWO MILE RD |
|---|---|
| City | HOWARD |
| State | PA |
| Zip | 16841-4056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | THE WOODS AT SAND RIDGE SUBDIVISION |
| Jurisdiction | CENTRE PA |
| Township / Civil Division | WALKER |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 10700 |
Source: Centre County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1012 TWO MILE RD, HOWARD, PA 16841-4056 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2018 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage RELIANCE SAVINGS BANK |
| Dec 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage RELIANCE SAVINGS BANK |
| Oct 6, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMONWEALTH BANK |
| Oct 7, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMONWEALTH BANK |
| Dec 8, 2008 | Deed of Trust, Mortgage RELIANCE SAVINGS BANK |
| Oct 13, 2010 | Deed of Trust, Mortgage · Conventional Mortgage RELIANCE SAVINGS BANK |
| Sep 24, 2012 | Deed of Trust, Mortgage · Conventional Mortgage RELIANCE SAVINGS BANK |
| Jul 2, 2013 | Deed of Trust, Mortgage · Line of Credit RELIANCE SAVINGS BANK |
| Apr 16, 2008 | Warranty Deed, Transfer NORTHWEST SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 16, 2008 · Amount on Record |
| Deed Sale | Apr 16, 2008 · Amount on Record |
| Deed Book / Page | 2008 / 823 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 1012 TWO MILE RD, HOWARD, PA 16841-4056 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02222/0090 |
|---|---|
| Date | Sep 11, 2018 |
| Book Page | 2222/0090 |
| Name | RELIANCE SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | ALTOONA, PA 16601 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 20, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 1012 TWO MILE RD, HOWARD, PA 16841-4056 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02242/0541 |
|---|---|
| Date | Dec 2, 2019 |
| Book Page | 2242/0541 |
| Name | RELIANCE SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | ALTOONA, PA 16601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 1012 TWO MILE RD, HOWARD, PA 16841-4056 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1012 TWO MILE RD, HOWARD, PA 16841-4056 |
| Document Number | 002281/383 |
|---|---|
| Date | Oct 6, 2021 |
| Book Page | 2281/383 |
| Name | FIRST COMMONWEALTH BANK |
|---|---|
| Type | Bank |
| Address | BEECH CREEK, PA 16822 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 1012 TWO MILE RD, HOWARD, PA 16841-4056 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1012 TWO MILE RD, HOWARD, PA 16841-4056 |
| Document Number | 002281/475 |
|---|---|
| Date | Oct 7, 2021 |
| Book Page | 2281/475 |
| Name | FIRST COMMONWEALTH BANK |
|---|---|
| Type | Bank |
| Address | BEECH CREEK, PA 16822 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Sep 25, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 1012 TWO MILE RD, HOWARD, PA 16841-4056 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02024/0782 |
|---|---|
| Date | Dec 8, 2008 |
| Book Page | 2024/0782 |
| Name | RELIANCE SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | ALTOONA, PA 16603 |
| Amount | Amount Recorded |
|---|---|
| Term | 366 Months |
| Due | Jun 1, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2009 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 7.5% |
| Index | 1-Year T-Bill |
| Max Rate | 2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 1012 TWO MILE RD, HOWARD, PA 16841-4056 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02066/0504 |
|---|---|
| Date | Oct 13, 2010 |
| Book Page | 2066/0504 |
| Name | RELIANCE SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | ALTOONA, PA 16603 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 1012 TWO MILE RD, HOWARD, PA 16841-4056 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02110/0142 |
|---|---|
| Date | Sep 24, 2012 |
| Book Page | 2110/0142 |
| Name | RELIANCE SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | ALTOONA, PA 16603 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 1012 TWO MILE RD, HOWARD, PA 16841-4056 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02128/0486 |
|---|---|
| Date | Jul 2, 2013 |
| Book Page | 2128/0486 |
| Name | RELIANCE SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | ALTOONA, PA 16601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 200 Months |
| Due | Mar 10, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CENTRE PA |
| Recording Date | Apr 16, 2008 |
| Property Address | 1012 TWO MILE RD, HOWARD, PA 16841-4056 |
| Document Number | 02008/0823 |
| Book / Page | 2008 / 0823 |
| Map Reference | MB79 PG112-120 |
| Instrument Date | Apr 1, 2008 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $739.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1050 BROAD ST STE 3, 3, MONTOURSVILLE, PA 17754-2533 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 253 MOUNT EAGLE RD, HOWARD, PA 16841-2825 |
| Document Number | 0020080824 |
|---|---|
| Date | Apr 16, 2008 |
| Instrument | 2008/0824 |
| Name | NORTHWEST SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
Source: Centre County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Centre County |
| County Subdivision | Walker Township |
| Unified School District | Bellefonte Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,754.00 (+7.67%) | $88,130 (-) Land $20,570 Building $67,560 | |
| 2025 | $176,260 (-) Land $41,140 Building $135,120 | ||
| 2024 | $5,344.00 | $88,130 Land $20,570 Building $67,560 | |
| 1994 | $176,260 Land $41,140 Building $135,120 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1996–2004) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2004 · Tropical Depression Ivan |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALKER TWP WATER ASSN private · serves 3,250 people · EPA ID PA4140120 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Water Quality | Treatment failure resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Cable | 1,000 / 25 |
| Starlink Satellite | 280 / 30 |
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