948 Two Mile Rd, Howard, PA 16841 Property Records

Centre County property record for 948 Two Mile Rd, Howard, PA 16841

Property Summary

Property Type	Exempt (Full or Partial)
Details	4 bd · 3 ba · 2,712 sqft · built 2008
Lot Size	4.6 acres (200,376 sqft)
Owner	Individual Name on Record
Last Sale	$334,000 (Nov 2014)
Tax Bill	$6,262 (2026)
Deeds & Mortgages	Nov 2014 Sale & Mortgage Dec 2010 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-003-,098-,0000`

Property Details

APN / Parcel Number

Primary APN	`14-003-,098-,0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,712 sqft Total Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Lot Area	200,376 sqft (4.6 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	948 TWO MILE RD
City	HOWARD
State	PA
Zip	16841-4059
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Subdivision	THE WOODS AT SAND RIDGE SUBDIVISION
Jurisdiction	CENTRE PA
Township / Civil Division	WALKER
Census Block Group	2
Census Block	2006
Census Tract	10700

Owner

Source: Centre County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	948 TWO MILE RD, HOWARD, PA 16841-4059
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2014	Deed, Transfer · Conventional Mortgage NAVY FCU
Dec 16, 2010	Intrafamily Transfer, Transfer · Conventional Mortgage FULTON BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2014 · Amount on Record
Deed Sale	Nov 17, 2014 · Amount on Record
Prior Sale	Dec 16, 2010 · Amount on Record
Deed Book / Page	2153 / 407
Prior Transfer Date	Jul 21, 2009
Prior Transfer Doc	02071/0025
Record Updated	Jun 8, 2026

November 2014: Deed, Transfer

Document Type	Deed
Jurisdiction	CENTRE PA
Recording Date	Nov 17, 2014
Property Address	948 TWO MILE RD, HOWARD, PA 16841-4059
Document Number	02153/0407
Book / Page	2153 / 0407
Map Reference	MB79 PG112-120
Instrument Date	Nov 6, 2014
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,340.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	948 TWO MILE RD, HOWARD, PA 16841-4059

Mortgage

Document Number	0021530408
Date	Nov 17, 2014
Instrument	2153/0408

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2044

Interest

Type Change Date	Nov 1, 2021

December 2010: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CENTRE PA
Recording Date	Dec 16, 2010
Property Address	948 TWO MILE RD, HOWARD, PA 16841-4059
Document Number	02071/0025
Book / Page	2071 / 0025
Map Reference	MB79 PG112-120
Instrument Date	Jul 21, 2009
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Amount	Amount Recorded
Tax	$1,664.04
Amount Accuracy	Calculated from Transfer Tax
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	948 TWO MILE RD, HOWARD, PA 16841-4059

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	948 TWO MILE RD, HOWARD, PA 16841-4059
Investor	Possibly a Property Investor

Mortgage

Document Number	0020710026
Date	Dec 16, 2010
Instrument	2071/0026

Lender

Name	FULTON BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2041

Tax Assessment & Valuation

Source: Centre County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Centre County
County Subdivision	Walker Township
Unified School District	Bellefonte Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,262.00 (+7.67%)	$95,910 (-) Land $20,645 Building $75,265
2025			$191,820 (-) Land $41,290 Building $150,530
2024	$5,816.00	$95,910 Land $20,645 Building $75,265
1994			$191,820 Land $41,290 Building $150,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1996–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2004 · Tropical Depression Ivan

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALKER TWP WATER ASSN private · serves 3,250 people · EPA ID PA4140120
Water Source	Groundwater
Last State Inspection	Jul 2024

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Cable	1,000 / 25
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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