1118 Lagoon Rd, Tower, MN 55790 Property Records

St. Louis County property record for 1118 Lagoon Rd, Tower, MN 55790

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 1 ba · 1,365 sqft · built 1986
Lot Size	0.511 acres (22,258 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Sep 2023)
Tax Bill	$2,908 (2026)
Deeds & Mortgages	Sep 2023 Sale Sep 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`387-0330-00130`

Property Details

APN / Parcel Number

Primary APN	`387-0330-00130`
Alternative APNs	`1151441` `909989`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,365 sqft Gross Area
1st Floor Area	1,092 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Lot Area	22,258 sqft (0.511 acres)
Garage Area	720 sqft
Deck Area	48 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1151441
Street Address	1118 LAGOON RD
City	TOWER
State	MN
Zip	55790-8138
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOT: 0013 BLOCK:000 SERIAL #
Legal Subdivision	SACRED HEART OF JESUS BEACH GR
Legal Lot Number	13
Jurisdiction	ST LOUIS MN
Township / Civil Division	GREENWOOD
Census Block Group	1
Census Block	1299
Census Tract	15502

Owner

Source: St. Louis County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7484 FERN ST, BRITT, MN 55710-8327
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Warranty Deed, Transfer NORTHEAST TITLE COMPANY
Sep 19, 2023	Affidavit of Death of Joint Tenant, Transfer NORTHEAST TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2023 · Amount on Record
Deed Sale	Sep 19, 2023 · Amount on Record
Deed Document Number	20231474312
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 19, 2023
Property Address	1118 LAGOON RD, TOWER, MN 55790-8138
Document Number	0001474312
Instrument Date	Jul 17, 2023
Instrument	1474312
Transaction Type	Transfer
Record Updated	Oct 18, 2023
Title Company	NORTHEAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$990.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	7484 FERN ST, BRITT, MN 55710-8327

September 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MN
Recording Date	Sep 19, 2023
Property Address	1118 LAGOON RD, TOWER, MN 55790-8138
Document Number	0001474311
Instrument Date	Jul 7, 2023
Instrument	1474311
Transaction Type	Transfer
Record Updated	Oct 18, 2023
Title Company	NORTHEAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Greenwood Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,908.00 (+18.21%)
2025	$2,460.00 (+0.9%)	$315,400 (+5.91%) Land $113,000 Building $202,400	$315,400 (+5.91%) Land $113,000 Building $202,400
2024		$297,800 (+13.28%) Land $111,900 Building $185,900	$297,800 (+13.28%) Land $111,900 Building $185,900
2023	$2,438.00
2022		$262,900 Land $101,600 Building $161,300	$262,900 Land $101,600 Building $161,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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