1109 Lagoon Rd, Tower, MN 55790 Property Records

St. Louis County property record for 1109 Lagoon Rd, Tower, MN 55790

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	1,560 sqft
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Sep 2023)
Tax Bill	$1,074 (2026)
Deeds & Mortgages	Sep 2023 Sale Jun 2023 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`387-0010-03855`

Property Details

APN / Parcel Number

Primary APN	`387-0010-03855`
Alternative APNs	`1124022` `1149320` `127529`

Interior

Stories	1 Story
Building Area	1,560 sqft Base Area
1st Floor Area	1,560 sqft
Utility Area	624 sqft

Exterior

Exterior Material	Metal
Construction Type	Frame
Lot Area	435,600 sqft (10 acres)
Storage Building	448 sqft
Utility Building	624 sqft
Pole Barn	1,560 sqft

Location & Zoning

Account Number	1124022
Street Address	1109 LAGOON RD
City	TOWER
State	MN
Zip	55790
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	MUNS
Legal Description	THAT PART OF GOVT LOT 4, DESCRIBED ASFOLLOWS: FROM THE NORTHWEST CORNER OF SAIDGOVT LOT 4, GO EASTERLY ALONG THE
Legal Range	16W
Legal Township	62N
Legal Section	34
Legal Subdivision	GREENWOOD TOWN OF
Legal Lot Number	4
Jurisdiction	ST LOUIS MN
Township / Civil Division	GREENWOOD
Census Block Group	1
Census Block	1299
Census Tract	15502

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1183 140TH ST, NEW RICHMOND, WI 54017-8509
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2023	Warranty Deed, Transfer
Jun 2, 2023	Warranty Deed, Transfer
Nov 17, 2022	Affidavit of Death of Joint Tenant, Transfer
Dec 13, 2022	Intrafamily Transfer, Transfer NORTH SHORE TITLE
Apr 10, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Apr 9, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2023 · Amount on Record
Deed Sale	Sep 11, 2023 · Amount on Record
Prior Sale	Jun 2, 2023 · Amount on Record
Deed Document Number	20231473699
Prior Transfer Date	Sep 20, 2022
Prior Transfer Doc	0001458491
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 11, 2023
Property Address	1109 LAGOON RD, TOWER, MN 55790
Document Number	0001473699
Instrument Date	Aug 10, 2023
Instrument	1473699
Transaction Type	Transfer
Record Updated	Oct 5, 2023

Transaction

Amount	Amount Recorded
Tax	$577.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1183 140TH ST, NEW RICHMOND, WI 54017-8509

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 2, 2023
Property Address	1109 LAGOON RD, TOWER, MN 55790
Document Number	0001467464
Instrument Date	May 26, 2023
Instrument	1467464
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Tax	$643.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1777 SE 15TH ST APT 413, 413, FORT LAUDERDALE, FL 33316-3027

November 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MN
Recording Date	Nov 17, 2022
Property Address	1109 LAGOON RD, TOWER, MN 55790
Document Number	0001456732
Instrument Date	Nov 2, 2022
Instrument	1456732
Transaction Type	Transfer
Record Updated	Dec 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5051 WAHLSTEN RD, EMBARRASS, MN 55732-8344

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Dec 13, 2022
Property Address	1109 LAGOON RD, TOWER, MN 55790
Document Number	0001458491
Instrument Date	Oct 25, 2022
Instrument	1458491
Transaction Type	Transfer
Record Updated	Jan 27, 2023
Title Company	NORTH SHORE TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	915 1 2 ADAMS AVE, EVELETH, MN 55734

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 10, 2019
Property Address	1109 LAGOON RD, TOWER, MN 55790
Document Number	0001352886
Instrument Date	Dec 19, 2018
Instrument	1352886
Transaction Type	Transfer
Record Updated	Apr 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1.65
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1122 LAGOON RD TOWER MN 557908138, TOWER, MN 55790-8138

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 9, 2019
Property Address	1109 LAGOON RD, TOWER, MN 55790
Document Number	0001352873
Instrument Date	Dec 19, 2018
Instrument	1352873
Transaction Type	Transfer
Record Updated	Apr 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$12.38
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2940 CENTER RD PRIOR LAKE MN 55372, PRIOR LAKE, MN 55372

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Greenwood Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,074.00 (-13.11%)
2025	$1,236.00 (+71.19%)	$92,500 (-20.33%) Land $58,000 Building $34,500	$92,500 (-20.33%) Land $58,000 Building $34,500
2024		$116,100 (+74.59%) Land $82,200 Building $33,900	$116,100 (+74.59%) Land $82,200 Building $33,900
2023	$722.00 Homeowner's exemption
2022		$66,500 (+23.84%) Land $37,100 Building $29,400	$66,500 (+23.84%) Land $37,100 Building $29,400
2021		$53,700 Land $29,200 Building $24,500	$53,700 Land $29,200 Building $24,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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