1108 Lagoon Rd, Tower, MN 55790 Property Records

St. Louis County property record for 1108 Lagoon Rd, Tower, MN 55790

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,144 sqft · built 1970
Lot Size	1.49 acres (65,120 sqft)
Owner	Individual Name on File
Last Sale	$555,000 (Jun 2023)
Tax Bill	$5,078 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Nov 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`387-0330-00060`

Property Details

APN / Parcel Number

Primary APN	`387-0330-00060`
Alternative APNs	`1149932` `127529`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,144 sqft Gross Area
1st Floor Area	2,144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	65,120 sqft (1.49 acres)
Garage Area	875 sqft

Exterior Amenities

Porch	Patio
Porch Area	143 sqft
Deck Area	287 sqft
Boat House	240 sqft
Sauna	Sauna
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1149932
Street Address	1108 LAGOON RD
City	TOWER
State	MN
Zip	55790-8138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 6 7 AND 8 SERIAL #
Legal Subdivision	SACRED HEART OF JESUS BEACH GR
Legal Lot Number	6-7
Jurisdiction	ST LOUIS MN
Township / Civil Division	GREENWOOD
Census Block Group	1
Census Block	1299
Census Tract	15502

Owner

Source: St. Louis County records · APN 387-0330-00060

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1108 LAGOON RD, TOWER, MN 55790-8138
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2023	Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP
Nov 17, 2022	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 14, 2023 · Amount on Record
Deed Sale	Jun 14, 2023 · Amount on Record
Deed Document Number	20231468153
Prior Transfer Date	Nov 17, 2022
Prior Transfer Doc	0001456732
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 14, 2023
Property Address	1108 LAGOON RD, TOWER, MN 55790-8138
Document Number	0001468153
Instrument Date	May 26, 2023
Instrument	1468153
Transaction Type	Transfer
Record Updated	Jun 29, 2023
Title Company	MG AMERICAN TITLE COMPANY INC, ALL AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,831.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2382 HARVEST WAY, CHANHASSEN, MN 55317-8444

Mortgage

Document Number	0001468154
Date	Jun 14, 2023
Instrument	1468154

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 01, 2038

November 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MN
Recording Date	Nov 17, 2022
Property Address	1108 LAGOON RD, TOWER, MN 55790-8138
Document Number	0001456732
Instrument Date	Nov 02, 2022
Instrument	1456732
Transaction Type	Transfer
Record Updated	Dec 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5051 WAHLSTEN RD, EMBARRASS, MN 55732-8344

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Greenwood Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,078.00 (+26.26%) Homeowner's exemption
2025	$4,022.00 (-2.09%) Homeowner's exemption	$589,600 (+8.94%) Land $207,300 Building $382,300	$589,600 (+8.94%) Land $207,300 Building $382,300
2024	$4,108.00 (+6.92%)	$541,200 (+18.14%) Land $204,500 Building $336,700	$541,200 (+18.14%) Land $204,500 Building $336,700
2023	$3,842.00 Homeowner's exemption
2022		$458,100 (+31.26%) Land $182,300 Building $275,800	$458,100 (+31.26%) Land $182,300 Building $275,800
2021		$349,000 Land $143,200 Building $205,800	$349,000 Land $143,200 Building $205,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Consolidated Telephone Company Fiber	1,000 / 1,000

Based on FCC filings for 28 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lagoon Rd

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