1117 Pine Valley Ct, Elgin, IL 60124 Property Records

Kane County property record for 1117 Pine Valley Ct, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,650 sqft · built 2007
Owner	Individual Name on File
Last Sale	$460,000 (Sep 2025)
Tax Bill	$10,210 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Aug 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-25-476-034`

Property Details

APN / Parcel Number

Primary APN	`05-25-476-034`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,650 sqft Living Area
Basement Area	1,029 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Construction Type	Frame
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1117 PINE VALLEY CT
City	ELGIN
State	IL
Zip	60124-3118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF UNIT 30 NEA 7 LOT 116 IN BOWES CREEK COUNTRY CLUB PHASE 1 AS DESC IN DOC 2007K077477
Legal Subdivision	BOWES CREEK COUNTRY CLUB
Legal Phase	1
Legal Block	1
Legal Lot Number	116
Legal Unit	30
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	1
Census Block	1093
Census Tract	850709

Owner

1117 Pine Valley Ct is owned and occupied by an individual who bought it in September 2025.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1117 PINE VALLEY CT, ELGIN, IL 60124-3118
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 31, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 2, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 22, 2020	Quit Claim Deed, Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2025 · Amount on File
Deed Sale	Sep 26, 2025 · Amount on File
Prior Sale	Aug 31, 2022 · Amount on File
Deed Document Number	202537534
Prior Transfer Date	Jun 18, 2020
Prior Transfer Doc	0000035578
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 26, 2025
Property Address	1117 PINE VALLEY CT, ELGIN, IL 60124-3118
Document Number	0000037534
Instrument Date	Jun 24, 2025
Instrument	2025K037534
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1117 PINE VALLEY CT, ELGIN, IL 60124-3118

Mortgage

Document Number	0000037535
Date	Sep 26, 2025
Instrument	2025K037535

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.99%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 31, 2022
Property Address	1117 PINE VALLEY CT, ELGIN, IL 60124-3118
Document Number	0000043826
Instrument Date	Aug 2, 2022
Instrument	2022K043826
Transaction Type	Transfer
Record Updated	Sep 7, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$377.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8361 W NORMAL CT, NILES, IL 60714-2366

Mortgage

Document Number	0000043827
Date	Aug 31, 2022
Instrument	2022K043827

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jul 2, 2020
Property Address	1117 PINE VALLEY CT, ELGIN, IL 60124-3118
Document Number	0000035578
Instrument Date	Jun 18, 2020
Instrument	35578
Transaction Type	Transfer
Record Updated	Aug 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1117 PINE VALLEY CT ELGIN IL 601243118, ELGIN, IL 60124-3118

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Apr 22, 2020
Property Address	1117 PINE VALLEY CT, ELGIN, IL 60124-3118
Document Number	0000019900
Instrument Date	Apr 2, 2020
Instrument	19900
Transaction Type	Transfer
Record Updated	Jul 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1117 PINE VALLEY CT ELGIN IL 601243118, ELGIN, IL 60124-3118

Mortgage

Document Number	19901
Date	Apr 22, 2020
Instrument	19901

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	180 Months
Due	Apr 21, 2035

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

The 2025 property tax bill for 1117 Pine Valley Ct was $10,210, up 2.8% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,210.00 (+2.81%) Homeowner's exemption	$139,954 (+7.79%) Land $19,860 Building $120,094	$420,030 (+7.79%) Land $59,604 Building $360,426
2024	$9,931.00 Homeowner's exemption	$129,840 Land $18,425 Building $111,415	$389,676 Land $55,297 Building $334,379
2022	$8,831.00 (+4.19%) Homeowner's exemption	$105,400 (+7%) Land $16,018 Building $89,382	$316,200 (+7%) Land $48,054 Building $268,146
2021	$8,476.00 Homeowner's exemption	$98,505 Land $15,475 Building $83,030	$295,515 Land $46,425 Building $249,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1117 Pine Valley Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1117 Pine Valley Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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