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1112 Pine Valley Ct, Elgin, IL 60124 Property Records

Kane County property record for 1112 Pine Valley Ct, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,326 sqft · built 2007
Owner2 Individual Names on File
Last Sale$285,000 (Nov 2021)
Tax Bill$8,828 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-25-476-032

Property Details

APN / Parcel Number

Primary APN05-25-476-032

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,326 sqft Living Area
Basement Area1,041 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialBrick
Construction TypeFrame
Garage TypeCarport
Garage Area404 sqft
CarportCarport
Carport Area404 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1112 PINE VALLEY CT
CityELGIN
StateIL
Zip60124-3118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBOWES CREEK COUNTRY CLUB PHASE 1 LT 116 UNIT 40 IN NEA 10 AS DESC IN DOC 2007K076323
Legal SubdivisionBOWES CREEK COUNTRY CLUB
Legal Phase1
Legal Block1
Legal Lot Number116
Legal Unit40
JurisdictionKANE IL
Township / Civil DivisionPLATO
Census Block Group1
Census Block1093
Census Tract850709

Owner

1112 Pine Valley Ct is owned and occupied by two individuals who bought it in November 2021.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address1112 PINE VALLEY CT, ELGIN, IL 60124-3118
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 29, 2021 · Amount on File
Deed SaleNov 29, 2021 · Amount on File
Prior SaleJul 24, 2007 · Amount on File
Deed Document Number202188758
Prior Transfer DateMay 25, 2007
Prior Transfer Doc0000076722
Record UpdatedOct 29, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateNov 29, 2021
Property Address1112 PINE VALLEY CT, ELGIN, IL 60124-3118
Document Number0000088758
Instrument DateOct 21, 2021
Instrument2021K088758
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyNOT AVAILABLE, CT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$285.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1112 PINE VALLEY CT, ELGIN, IL 60124-3118

Mortgage

Document Number0000088759
DateNov 29, 2021
Instrument2021K088759
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term359 Months
DueOct 1, 2051
Interest
Rate TypeFixed Rate
Rate3.37%

Tax Assessment & Valuation

The 2025 property tax bill for 1112 Pine Valley Ct was $8,828 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionPlato Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,828.00 Homeowner's exemption$122,087 (+7.79%) Land $19,860 Building $102,227$366,408 (+7.79%) Land $59,604 Building $306,804
2024$113,264 Land $18,425 Building $94,839$339,928 Land $55,297 Building $284,631
2022$7,598.00 (-3.14%) Homeowner's exemption$91,519 (+6.9%) Land $16,018 Building $75,501$274,557 (+6.9%) Land $48,054 Building $226,503
2021$7,844.00$85,611 Land $15,475 Building $70,136$256,833 Land $46,425 Building $210,408

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1112 Pine Valley Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1112 Pine Valley Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
AT&T
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Metronet.

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